Mortgage lending in Piatt County, Illinois
Lenders in Piatt County, Illinois reported 551 mortgage applications for 2025, according to the CFPB.
551 mortgage applications and 400 loans originated in 2025; the denial rate was 12.7% of 472 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Champaign-Urbana, IL HUD Metro FMR Area.
- 551
- Applications
- 400
- Loans originated
- 12.7%
- Denial rate
- 60 denied of 472 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 551 | 400 |
| 2024 | 472 | 349 |
| 2023 | 436 | 293 |
| 2022 | 491 | 352 |
| 2021 | 903 | 682 |
| 2020 | 1,051 | 823 |
| 2019 | 644 | 504 |
| 2018 | 511 | 385 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First State Bank and Trust | 44 | 49 |
| New American Funding, LLC. | 32 | 41 |
| Rocket Mortgage | 29 | 40 |
| Flat Branch Mortgage, Inc. | 24 | 25 |
| Busey Bank | 18 | 21 |
| Primelending | 15 | 17 |
| First Mid Bank and Trust, NA | 13 | 22 |
| State Bank of Bement | 13 | 21 |
| First State Bank of Forrest | 12 | 13 |
| University of Illinois Community Credit Union | 12 | 19 |
| The Fisher National Bank | 11 | 11 |
| Citizens Equity First Credit U | 11 | 12 |
| Mortgage Research Center | 10 | 15 |
| Morton Community Bank | 9 | 11 |
| Prairie State Bank & Trust | 8 | 8 |
| Longview Bank | 8 | 8 |
| First Federal Savings Bank of Champaign-Urbana | 7 | 7 |
| PNC Bank N.A. | 7 | 12 |
| Decatur Earthmover Credit Union | 6 | 7 |
| Newrez LLC | 5 | 7 |
| Inb, National Association | 5 | 6 |
| United Wholesale Mortgage | 4 | 5 |
| Hickory Point Bank & Trust | 4 | 6 |
| Lower, LLC | 4 | 4 |
| Royal United Mortgage LLC | 4 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 480 | 11.1% of 414 decided |
| Joint | under 10 | |
| Free Form Text Only | under 10 | |
| Race Not Available | 52 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 468 | 11.5% of 399 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 69 | 20.6% of 63 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 170 | 10.9% of 138 decided |
| Female | 113 | 19.6% of 102 decided |
| Joint | 223 | 9.9% of 192 decided |
| Sex Not Available | 45 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1550 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved