First Mid Bank and Trust, NA
First Mid Bank and Trust, NA reported 2,369 mortgage applications for 2025, according to the CFPB.
2,369 mortgage applications and 1,610 loans originated in 2025; the denial rate was 22.9% of 2,103 applications decided. Its RSSD in the 2023 reporter panel is 762447. From 2025, the CFPB’s Snapshot release.
The same RSSD is First Mid Bank & Trust, National Association’s: its bank page on the banks hub.
- 2,369
- Applications
- 1,610
- Loans originated
- 22.9%
- Denial rate
- 481 denied of 2,103 applications decided.
Every year it reported
2 more columns on a wider screen
| Year | Name that year | Applications |
|---|---|---|
| 2025 | First Mid Bank and Trust, NA | 2,369 |
| 2024 | First Mid Bank and Trust, NA | 2,340 |
| 2023 | First Mid Bank and Trust, NA | 1,417 |
| 2022 | First Mid Bank and Trust, NA | 1,615 |
| 2021 | First Mid Bank & Trust, NA | 1,924 |
| 2020 | First Mid Bank & Trust, NA | 2,461 |
| 2019 | First Mid Bank & Trust, NA | 1,349 |
| 2018 | First Mid Bank & Trust, NA | 1,000 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 43 | no rate: base under 50 |
| Black or African American | 73 | 51.6% of 64 decided |
| White | 1,981 | 22.3% of 1,776 decided |
| 2 or more minority races | under 10 | |
| Joint | 26 | no rate: base under 50 |
| Race Not Available | 234 | 16.7% of 198 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 168 | 29.2% of 154 decided |
| Not Hispanic or Latino | 1,912 | 22.9% of 1,708 decided |
| Joint | 52 | no rate: base under 50 |
| Ethnicity Not Available | 237 | 18.3% of 197 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 748 | 26.7% of 667 decided |
| Female | 529 | 28.2% of 471 decided |
| Joint | 926 | 19.1% of 831 decided |
| Sex Not Available | 166 | 8.2% of 134 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved