Mortgage lending in Jersey County, Illinois
Lenders in Jersey County, Illinois reported 689 mortgage applications for 2025, according to the CFPB.
689 mortgage applications and 461 loans originated in 2025; the denial rate was 15.6% of 577 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: St. Louis, MO-IL HUD Metro FMR Area.
- 689
- Applications
- 461
- Loans originated
- 15.6%
- Denial rate
- 90 denied of 577 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 689 | 461 |
| 2024 | 648 | 441 |
| 2023 | 548 | 374 |
| 2022 | 683 | 455 |
| 2021 | 1,131 | 780 |
| 2020 | 1,070 | 735 |
| 2019 | 787 | 520 |
| 2018 | 633 | 428 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Carrollton Bank | 66 | 73 |
| 1ST Midamerica Credit Union | 52 | 73 |
| CNB Bank & Trust, N.A. | 28 | 43 |
| New American Funding, LLC. | 25 | 38 |
| Flat Branch Mortgage, Inc. | 22 | 28 |
| Das Acquisition Company, LLC | 22 | 26 |
| Rocket Mortgage | 19 | 28 |
| Jersey State Bank | 17 | 21 |
| Endeavor Capital, LLC | 15 | 20 |
| United Community Bank | 10 | 21 |
| Farmers State Bank | 9 | 12 |
| American Pacific Mortgage Corporation | 9 | 13 |
| Regions Bank | 9 | 12 |
| Delmar Financial Company | 8 | 9 |
| Bank of Calhoun County | 7 | 7 |
| Mortgage Research Center | 7 | 16 |
| Freedom Mortgage Corporation | 7 | 9 |
| Busey Bank | 6 | 6 |
| Scott Credit Union | 5 | 10 |
| Equity Prime Mortgage LLC | 5 | 5 |
| Figure Lending LLC | 4 | 9 |
| Revity Credit Union | 4 | 5 |
| Newrez LLC | 4 | 8 |
| FCB Banks | 4 | 7 |
| Citizens Equity First Credit U | 4 | 10 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 600 | 15.2% of 507 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Free Form Text Only | under 10 | |
| Race Not Available | 66 | 20.4% of 54 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 597 | 13.9% of 502 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 84 | 26.5% of 68 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 244 | 20.3% of 202 decided |
| Female | 138 | 19.1% of 115 decided |
| Joint | 257 | 8.7% of 219 decided |
| Sex Not Available | 50 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2131 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved