Mortgage lending in Christian County, Illinois
Lenders in Christian County, Illinois reported 826 mortgage applications for 2025, according to the CFPB.
826 mortgage applications and 553 loans originated in 2025; the denial rate was 18.7% of 700 applications decided. The median loan was about $105,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Christian County, IL.
- 826
- Applications
- 553
- Loans originated
- 18.7%
- Denial rate
- 131 denied of 700 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 826 | 553 |
| 2024 | 652 | 416 |
| 2023 | 638 | 413 |
| 2022 | 707 | 434 |
| 2021 | 1,023 | 649 |
| 2020 | 1,037 | 698 |
| 2019 | 670 | 443 |
| 2018 | 719 | 481 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First National Bank of Pana | 71 | 77 |
| Diamond Residential MTG Corp | 35 | 38 |
| Regions Bank | 32 | 65 |
| Rocket Mortgage | 29 | 44 |
| CNB Bank & Trust, N.A. | 22 | 30 |
| United Community Bank | 20 | 22 |
| Mortgage Research Center | 16 | 33 |
| Citizens Equity First Credit U | 16 | 22 |
| Heartland Bank & Trust Company | 16 | 22 |
| New American Funding, LLC. | 14 | 29 |
| US Bank, N.A. | 14 | 26 |
| Inb, National Association | 13 | 17 |
| Gershman Investment Corp. | 13 | 24 |
| Heartland Credi T Union | 12 | 14 |
| Alliance Community Bank | 10 | 10 |
| Bank of Springfield | 10 | 12 |
| First National Bank of Raymond | 10 | 11 |
| United Wholesale Mortgage | 8 | 12 |
| Flat Branch Mortgage, Inc. | 8 | 8 |
| Affordable Mortgage Advisors | 7 | 8 |
| Freedom Mortgage Corporation | 7 | 12 |
| Morton Community Bank | 7 | 7 |
| First Mid Bank and Trust, NA | 7 | 15 |
| Guaranteed Rate, Inc. | 6 | 11 |
| PNC Bank N.A. | 6 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 13 | no rate: base under 50 |
| White | 716 | 18.8% of 613 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 82 | 20.0% of 65 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 12 | no rate: base under 50 |
| Not Hispanic or Latino | 720 | 18.2% of 616 decided |
| Joint | 10 | no rate: base under 50 |
| Ethnicity Not Available | 84 | 21.2% of 66 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 328 | 26.8% of 276 decided |
| Female | 180 | 19.2% of 151 decided |
| Joint | 275 | 10.2% of 236 decided |
| Sex Not Available | 43 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2648 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved