Southstate Bank, National Association
Southstate Bank, National Association reported 15,429 mortgage applications for 2025, according to the CFPB.
15,429 mortgage applications and 9,967 loans originated in 2025; the denial rate was 23.3% of 13,359 applications decided. Its RSSD in the 2023 reporter panel is 1929247. From 2025, the CFPB’s Snapshot release.
The same RSSD is SouthState Bank, National Association’s: its bank page on the banks hub.
- 15,429
- Applications
- 9,967
- Loans originated
- 23.3%
- Denial rate
- 3,118 denied of 13,359 applications decided.
Every year it reported
2 more columns on a wider screen
| Year | Name that year | Applications |
|---|---|---|
| 2025 | Southstate Bank, National Association | 15,429 |
| 2024 | SouthState Bank, N.A. | 15,826 |
| 2023 | SouthState Bank, N.A. | 17,047 |
| 2022 | SouthState Bank, N.A. | 22,751 |
| 2021 | South State Bank | 28,063 |
| 2020 | South State Bank, N.A. | 27,165 |
| 2019 | Centerstate Bank N.A. | 10,750 |
| 2018 | Centerstate Bank N.A. | 5,795 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 54 | no rate: base under 50 |
| Asian | 337 | 27.1% of 269 decided |
| Black or African American | 1,863 | 31.5% of 1,593 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 10,850 | 21.9% of 9,495 decided |
| 2 or more minority races | 20 | no rate: base under 50 |
| Joint | 210 | 18.8% of 181 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 2,075 | 23.0% of 1,741 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,155 | 31.2% of 989 decided |
| Not Hispanic or Latino | 11,899 | 22.0% of 10,348 decided |
| Joint | withheld | |
| Ethnicity Not Available | 2,087 | 26.8% of 1,772 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 4,776 | 26.5% of 4,117 decided |
| Female | 3,700 | 27.9% of 3,141 decided |
| Joint | 5,880 | 18.2% of 5,164 decided |
| Sex Not Available | 1,073 | 22.6% of 937 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved