Credit Human Federal Credit Un
Credit Human Federal Credit Un reported 24,749 mortgage applications for 2025, according to the CFPB.
24,749 mortgage applications and 2,630 loans originated in 2025; the denial rate was 74.7% of 24,582 applications decided. Its RSSD in the 2023 reporter panel is 460592. From 2025, the CFPB’s Snapshot release.
The same RSSD is Credit Human credit union’s: its credit union page on the banks hub.
- 24,749
- Applications
- 2,630
- Loans originated
- 74.7%
- Denial rate
- 18,366 denied of 24,582 applications decided.
Every year it reported
2 more columns on a wider screen
| Year | Name that year | Applications |
|---|---|---|
| 2025 | Credit Human Federal Credit Un | 24,749 |
| 2024 | Credit Human Federal Credit Un | 28,052 |
| 2023 | Credit Human Federal Credit Un | 26,048 |
| 2022 | Credit Human Federal Cu | 21,956 |
| 2021 | Credit Human Federal Cu | 21,729 |
| 2020 | Credit Human Federal Credit Union | 21,149 |
| 2019 | Credit Human Federal Credit Union | 18,559 |
| 2018 | Credit Human Federal Credit Union | 19,103 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 649 | 91.0% of 646 decided |
| Asian | 341 | 59.8% of 338 decided |
| Black or African American | 2,178 | 90.4% of 2,164 decided |
| Native Hawaiian or Other Pacific Islander | 34 | no rate: base under 50 |
| White | 17,184 | 71.8% of 17,073 decided |
| 2 or more minority races | 39 | no rate: base under 50 |
| Joint | 571 | 75.2% of 569 decided |
| Race Not Available | 3,753 | 77.2% of 3,720 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 4,552 | 81.4% of 4,495 decided |
| Not Hispanic or Latino | 15,320 | 72.5% of 15,248 decided |
| Joint | 540 | 71.0% of 534 decided |
| Ethnicity Not Available | 4,337 | 75.9% of 4,305 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 7,422 | 76.1% of 7,360 decided |
| Female | 7,929 | 78.0% of 7,886 decided |
| Joint | 8,475 | 71.4% of 8,418 decided |
| Sex Not Available | 923 | 65.9% of 918 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved