Mortgage lending in Marin County, California
Lenders in Marin County, California reported 6,762 mortgage applications for 2025, according to the CFPB.
6,762 mortgage applications and 4,126 loans originated in 2025; the denial rate was 19.3% of 5,385 applications decided. The median loan was about $685,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: San Francisco, CA HUD Metro FMR Area.
- 6,762
- Applications
- 4,126
- Loans originated
- 19.3%
- Denial rate
- 1,040 denied of 5,385 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 6,762 | 4,126 |
| 2024 | 5,587 | 3,367 |
| 2023 | 5,069 | 3,173 |
| 2022 | 10,185 | 6,853 |
| 2021 | 24,854 | 17,055 |
| 2020 | 25,209 | 16,806 |
| 2019 | 14,397 | 9,606 |
| 2018 | 11,166 | 7,073 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Redwood Credit Union | 433 | 669 |
| Wells Fargo Bank NA | 235 | 313 |
| Rocket Mortgage | 227 | 319 |
| Bank of America NA | 204 | 425 |
| United Wholesale Mortgage | 191 | 256 |
| US Bank, N.A. | 185 | 302 |
| JPMorgan Chase Bank, NA | 155 | 225 |
| Crosscountry Mortgage, LLC | 154 | 184 |
| Bank of Marin | 88 | 129 |
| Morgan Stanley Private Bank NA | 82 | 102 |
| Guaranteed Rate, Inc. | 74 | 126 |
| Charles Schwab Bank, SSB | 71 | 75 |
| Originpoint, LLC | 65 | 114 |
| Pennymac Loan Services LLC | 63 | 92 |
| Guaranteed Rate Affinity, LLC | 54 | 68 |
| American Pacific Mortgage Corporation | 49 | 69 |
| Everett Financial, Inc. | 49 | 85 |
| Citizens Bank, NA | 44 | 63 |
| New American Funding, LLC. | 43 | 83 |
| Citibank, NA | 40 | 78 |
| PNC Bank N.A. | 39 | 65 |
| BMO Harris Bank NA | 35 | 85 |
| CMG Mortgage Inc | 34 | 46 |
| Patelco Credit Union | 33 | 77 |
| Mutual of Omaha Mortgage | 33 | 46 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 21 | no rate: base under 50 |
| Asian | 340 | 21.8% of 271 decided |
| Black or African American | 63 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | 10 | no rate: base under 50 |
| White | 4,547 | 19.1% of 3,677 decided |
| 2 or more minority races | under 10 | |
| Joint | 287 | 13.7% of 234 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,486 | 20.4% of 1,129 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 373 | 24.8% of 299 decided |
| Not Hispanic or Latino | 4,771 | 19.4% of 3,852 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,396 | 18.7% of 1,055 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,837 | 23.3% of 1,440 decided |
| Female | 1,343 | 24.5% of 1,062 decided |
| Joint | 2,889 | 14.5% of 2,389 decided |
| Sex Not Available | 693 | 19.8% of 494 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved