Patelco Credit Union
Patelco Credit Union reported 4,165 mortgage applications for 2025, according to the CFPB.
4,165 mortgage applications and 1,846 loans originated in 2025; the denial rate was 16.7% of 2,321 applications decided. Its RSSD in the 2023 reporter panel is 461496. From 2025, the CFPB’s Snapshot release.
The same RSSD is Patelco credit union’s: its credit union page on the banks hub.
- 4,165
- Applications
- 1,846
- Loans originated
- 16.7%
- Denial rate
- 388 denied of 2,321 applications decided.
Every year it reported
2 more columns on a wider screen
| Year | Name that year | Applications |
|---|---|---|
| 2025 | Patelco Credit Union | 4,165 |
| 2024 | Patelco Credit Union | 4,020 |
| 2023 | Patelco Credit Union | 4,542 |
| 2022 | Patelco Credit Union | 8,044 |
| 2021 | Patelco Credit Union | 10,136 |
| 2020 | Patelco Credit Union | 8,847 |
| 2019 | Patelco Credit Union | 6,881 |
| 2018 | Patelco Credit Union | 6,050 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 49 | no rate: base under 50 |
| Asian | 1,054 | 16.7% of 540 decided |
| Black or African American | 257 | 30.1% of 123 decided |
| Native Hawaiian or Other Pacific Islander | 23 | no rate: base under 50 |
| White | 1,343 | 14.8% of 795 decided |
| 2 or more minority races | 79 | 12.5% of 56 decided |
| Joint | 136 | 9.2% of 87 decided |
| Free Form Text Only | 10 | no rate: base under 50 |
| Race Not Available | 1,214 | 18.1% of 692 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 463 | 22.7% of 225 decided |
| Not Hispanic or Latino | 2,383 | 14.8% of 1,326 decided |
| Joint | 186 | 13.5% of 126 decided |
| Ethnicity Not Available | 1,122 | 19.1% of 640 decided |
| Free Form Text Only | 11 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,282 | 20.8% of 665 decided |
| Female | 859 | 19.6% of 455 decided |
| Joint | 1,405 | 11.7% of 870 decided |
| Sex Not Available | 619 | 17.8% of 331 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved