First National Bank of Fort Smith
First National Bank of Fort Smith reported 669 mortgage applications for 2025, according to the CFPB.
669 mortgage applications and 512 loans originated in 2025; the denial rate was 7.2% of 557 applications decided. Its RSSD in the 2023 reporter panel is 397540. From 2025, the CFPB’s Snapshot release.
The same RSSD is The First National Bank of Fort Smith’s: its bank page on the banks hub.
- 669
- Applications
- 512
- Loans originated
- 7.2%
- Denial rate
- 40 denied of 557 applications decided.
Every year it reported
2 more columns on a wider screen
| Year | Name that year | Applications |
|---|---|---|
| 2025 | First National Bank of Fort Smith | 669 |
| 2024 | First National Bank of Fort Smith | 674 |
| 2023 | First National Bank of Fort Smith | 606 |
| 2022 | First National Bank of Fort Smith | 875 |
| 2021 | First National Bank of Fort Smith | 1,114 |
| 2020 | First National Bank of Fort Smith | 1,081 |
| 2019 | First National Bank of Fort Smith | 698 |
| 2018 | First National Bank of Fort Smith | 598 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 27 | no rate: base under 50 |
| Asian | 31 | no rate: base under 50 |
| Black or African American | 10 | no rate: base under 50 |
| White | 461 | 8.0% of 374 decided |
| Joint | 32 | no rate: base under 50 |
| Race Not Available | 108 | 2.9% of 102 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 26 | no rate: base under 50 |
| Not Hispanic or Latino | 526 | 8.1% of 422 decided |
| Joint | 13 | no rate: base under 50 |
| Ethnicity Not Available | 104 | 2.0% of 98 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 194 | 10.5% of 152 decided |
| Female | 110 | 7.8% of 90 decided |
| Joint | 276 | 7.4% of 230 decided |
| Sex Not Available | 89 | 0.0% of 85 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved