First National Bank of America
First National Bank of America reported 4,245 mortgage applications for 2025, according to the CFPB.
4,245 mortgage applications and 2,709 loans originated in 2025; the denial rate was 16.9% of 3,306 applications decided. Its RSSD in the 2023 reporter panel is 413141. From 2025, the CFPB’s Snapshot release.
The same RSSD is First National Bank of America’s: its bank page on the banks hub.
- 4,245
- Applications
- 2,709
- Loans originated
- 16.9%
- Denial rate
- 560 denied of 3,306 applications decided.
Every year it reported
2 more columns on a wider screen
| Year | Name that year | Applications |
|---|---|---|
| 2025 | First National Bank of America | 4,245 |
| 2024 | First National Bank of America | 5,611 |
| 2023 | First National Bank of America | 5,353 |
| 2022 | First National Bank of America | 5,684 |
| 2021 | First National Bank of America | 4,176 |
| 2020 | First National Bank of America | 3,827 |
| 2019 | First National Bank of America | 3,982 |
| 2018 | First National Bank of America | 2,932 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 55 | no rate: base under 50 |
| Asian | 63 | no rate: base under 50 |
| Black or African American | 105 | 31.6% of 79 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 3,147 | 15.3% of 2,453 decided |
| 2 or more minority races | under 10 | |
| Joint | 23 | no rate: base under 50 |
| Race Not Available | 842 | 18.1% of 659 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 2,936 | 13.4% of 2,334 decided |
| Not Hispanic or Latino | 745 | 27.8% of 533 decided |
| Joint | 41 | no rate: base under 50 |
| Ethnicity Not Available | 523 | 21.0% of 410 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,355 | 16.2% of 1,856 decided |
| Female | 924 | 17.2% of 708 decided |
| Joint | 731 | 17.3% of 559 decided |
| Sex Not Available | 235 | 21.9% of 183 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved