Resicentral LLC
Resicentral LLC reported 8,059 mortgage applications for 2025, according to the CFPB.
8,059 mortgage applications and 5,418 loans originated in 2025; the denial rate was 5.2% of 6,067 applications decided. It has no RSSD in the 2023 reporter panel. From 2025, the CFPB’s Snapshot release.
- 8,059
- Applications
- 5,418
- Loans originated
- 5.2%
- Denial rate
- 315 denied of 6,067 applications decided.
Every year it reported
2 more columns on a wider screen
| Year | Name that year | Applications |
|---|---|---|
| 2025 | Resicentral LLC | 8,059 |
| 2024 | Resicentral LLC | 6,863 |
| 2023 | Resicentral LLC | 2,880 |
| 2022 | Resicentral LLC | 2,581 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 63 | no rate: base under 50 |
| Asian | 1,022 | 6.0% of 780 decided |
| Black or African American | 354 | 15.6% of 244 decided |
| Native Hawaiian or Other Pacific Islander | 11 | no rate: base under 50 |
| White | 4,981 | 4.2% of 3,812 decided |
| 2 or more minority races | 14 | no rate: base under 50 |
| Joint | 216 | 2.4% of 167 decided |
| Race Not Available | 1,398 | 6.2% of 1,004 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,193 | 7.9% of 897 decided |
| Not Hispanic or Latino | 5,161 | 4.4% of 3,967 decided |
| Joint | 307 | 3.1% of 224 decided |
| Ethnicity Not Available | 1,398 | 6.3% of 979 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,874 | 6.2% of 2,151 decided |
| Female | 1,690 | 5.8% of 1,273 decided |
| Joint | 3,023 | 3.5% of 2,301 decided |
| Sex Not Available | 472 | 7.9% of 342 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved