iQ Credit Union
iQ Credit Union reported 1,804 mortgage applications for 2025, according to the CFPB.
1,804 mortgage applications and 1,184 loans originated in 2025; the denial rate was 21.9% of 1,584 applications decided. Its RSSD in the 2023 reporter panel is 542096. From 2025, the CFPB’s Snapshot release.
The same RSSD is Iq credit union’s: its credit union page on the banks hub.
- 1,804
- Applications
- 1,184
- Loans originated
- 21.9%
- Denial rate
- 347 denied of 1,584 applications decided.
Every year it reported
2 more columns on a wider screen
| Year | Name that year | Applications |
|---|---|---|
| 2025 | iQ Credit Union | 1,804 |
| 2024 | iQ Credit Union | 1,599 |
| 2023 | iQ Credit Union | 1,943 |
| 2022 | iQ Credit Union | 2,774 |
| 2021 | iQ Credit Union | 2,871 |
| 2020 | iQ Credit Union | 3,009 |
| 2019 | Iq Credit Union | 2,151 |
| 2018 | Iq Credit Union | 1,754 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 11 | no rate: base under 50 |
| Asian | 56 | no rate: base under 50 |
| Black or African American | 20 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 1,465 | 21.1% of 1,314 decided |
| 2 or more minority races | under 10 | |
| Joint | 87 | 13.2% of 76 decided |
| Race Not Available | 150 | 23.8% of 109 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 68 | 31.5% of 54 decided |
| Not Hispanic or Latino | 1,505 | 21.1% of 1,344 decided |
| Joint | 51 | no rate: base under 50 |
| Ethnicity Not Available | 180 | 25.2% of 139 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 469 | 30.2% of 394 decided |
| Female | 416 | 23.1% of 359 decided |
| Joint | 842 | 17.5% of 771 decided |
| Sex Not Available | 77 | 16.7% of 60 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved