Mortgage lending in Falls Church city, Virginia
Lenders in Falls Church city, Virginia reported 399 mortgage applications for 2025, according to the CFPB.
399 mortgage applications and 287 loans originated in 2025; the denial rate was 10.4% of 328 applications decided. The median loan was about $555,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area.
- 399
- Applications
- 287
- Loans originated
- 10.4%
- Denial rate
- 34 denied of 328 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 399 | 287 |
| 2024 | 261 | 185 |
| 2023 | 261 | 175 |
| 2022 | 412 | 287 |
| 2021 | 1,089 | 790 |
| 2020 | 1,259 | 881 |
| 2019 | 660 | 474 |
| 2018 | 499 | 348 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Navy Federal Credit Union | 14 | 21 |
| Truist Bank | 13 | 20 |
| Atlantic Coast Mortgage, LLC | 11 | 12 |
| First Savings Mortgage Corporation | 11 | 13 |
| US Bank, N.A. | 11 | 17 |
| Wells Fargo Bank NA | 11 | 15 |
| Bank of America NA | 10 | 16 |
| First Heritage Mortgage, LLC | 8 | 9 |
| TD Bank | 7 | 9 |
| Intercoastal Mortgage, LLC | 7 | 7 |
| United Wholesale Mortgage | 7 | 8 |
| Prosperity Home Mortgage, LLC | 6 | 8 |
| Tower Federal Credit Union | 6 | 8 |
| Rocket Mortgage | 6 | 11 |
| Pentagon Federal Credit Union | 6 | 12 |
| Guaranteed Rate, Inc. | 6 | 10 |
| Ameris Bank | 6 | 7 |
| CMG Mortgage Inc | 5 | 9 |
| Citizens Bank, NA | 5 | 7 |
| Pennymac Loan Services LLC | 5 | 8 |
| State Departmenet Federal Credit Union | 4 | 7 |
| Crosscountry Mortgage, LLC | 4 | 5 |
| PNC Bank N.A. | 4 | 10 |
| Bank Fund Staff Federal Credit | 4 | 4 |
| M&T Bank | 4 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 32 | no rate: base under 50 |
| Black or African American | under 10 | |
| White | 265 | 8.6% of 221 decided |
| 2 or more minority races | under 10 | |
| Joint | 21 | no rate: base under 50 |
| Race Not Available | 69 | 7.3% of 55 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 21 | no rate: base under 50 |
| Not Hispanic or Latino | 300 | 12.6% of 247 decided |
| Joint | withheld | |
| Ethnicity Not Available | 64 | 5.8% of 52 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 97 | 17.3% of 75 decided |
| Female | 65 | 7.1% of 56 decided |
| Joint | 209 | 9.2% of 174 decided |
| Sex Not Available | 28 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 17 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved