Mortgage lending in Fairfax city, Virginia
Lenders in Fairfax city, Virginia reported 946 mortgage applications for 2025, according to the CFPB.
946 mortgage applications and 585 loans originated in 2025; the denial rate was 15.4% of 729 applications decided. The median loan was about $505,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area.
- 946
- Applications
- 585
- Loans originated
- 15.4%
- Denial rate
- 112 denied of 729 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 946 | 585 |
| 2024 | 747 | 444 |
| 2023 | 750 | 446 |
| 2022 | 1,089 | 639 |
| 2021 | 2,266 | 1,483 |
| 2020 | 2,506 | 1,672 |
| 2019 | 1,293 | 853 |
| 2018 | 1,173 | 717 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 38 | 44 |
| Navy Federal Credit Union | 35 | 68 |
| Pulte Mortgage LLC | 35 | 51 |
| NFM, Inc | 30 | 34 |
| United Wholesale Mortgage | 22 | 31 |
| Bank of America NA | 21 | 43 |
| NVR Mortgage Finance, Inc. | 16 | 19 |
| Truist Bank | 16 | 32 |
| Crosscountry Mortgage, LLC | 13 | 22 |
| Pennymac Loan Services LLC | 11 | 20 |
| Apple Federal Credit Union | 10 | 19 |
| Fairway Independent Mort Corp | 10 | 13 |
| JPMorgan Chase Bank, NA | 10 | 16 |
| Citizens Bank, NA | 10 | 17 |
| Atlantic Coast Mortgage, LLC | 9 | 11 |
| CMG Mortgage Inc | 9 | 14 |
| Movement Mortgage, LLC | 8 | 13 |
| Guaranteed Rate, Inc. | 8 | 16 |
| Prosperity Home Mortgage, LLC | 7 | 7 |
| Guild Mortgage Company | 7 | 9 |
| Intercoastal Mortgage, LLC | 7 | 8 |
| First Savings Mortgage Corporation | 7 | 11 |
| First Heritage Mortgage, LLC | 7 | 9 |
| PNC Bank N.A. | 7 | 13 |
| Bank Fund Staff Federal Credit | 7 | 11 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 268 | 14.7% of 204 decided |
| Black or African American | 24 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 394 | 13.8% of 311 decided |
| 2 or more minority races | under 10 | |
| Joint | 55 | no rate: base under 50 |
| Race Not Available | 196 | 16.7% of 150 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 78 | 27.1% of 59 decided |
| Not Hispanic or Latino | 666 | 15.0% of 521 decided |
| Joint | withheld | |
| Ethnicity Not Available | 171 | 14.3% of 126 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 305 | 20.3% of 231 decided |
| Female | 168 | 16.8% of 131 decided |
| Joint | 373 | 9.8% of 296 decided |
| Sex Not Available | 100 | 19.7% of 71 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 33 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved