Mortgage lending in Loudoun County, Virginia
Lenders in Loudoun County, Virginia reported 18,882 mortgage applications for 2025, according to the CFPB.
18,882 mortgage applications and 11,501 loans originated in 2025; the denial rate was 18.5% of 14,892 applications decided. The median loan was about $485,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area.
- 18,882
- Applications
- 11,501
- Loans originated
- 18.5%
- Denial rate
- 2,751 denied of 14,892 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 18,882 | 11,501 |
| 2024 | 16,614 | 9,948 |
| 2023 | 14,320 | 8,377 |
| 2022 | 22,868 | 13,947 |
| 2021 | 52,594 | 35,808 |
| 2020 | 63,966 | 43,127 |
| 2019 | 30,445 | 19,748 |
| 2018 | 23,136 | 14,487 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 814 | 1,023 |
| Navy Federal Credit Union | 645 | 1,179 |
| United Wholesale Mortgage | 585 | 763 |
| Truist Bank | 511 | 869 |
| Atlantic Coast Mortgage, LLC | 427 | 514 |
| Intercoastal Mortgage, LLC | 412 | 484 |
| Bank of America NA | 264 | 605 |
| Pennymac Loan Services LLC | 260 | 493 |
| Northwest Federal Credit Union | 242 | 373 |
| Guaranteed Rate, Inc. | 225 | 403 |
| PNC Bank N.A. | 207 | 342 |
| First Heritage Mortgage, LLC | 194 | 233 |
| M&T Bank | 189 | 283 |
| Pentagon Federal Credit Union | 188 | 338 |
| CMG Mortgage Inc | 173 | 267 |
| loanDepot.com LLC | 172 | 273 |
| Crosscountry Mortgage, LLC | 170 | 242 |
| United Nations Federal Cu | 158 | 249 |
| Apple Federal Credit Union | 151 | 283 |
| NVR Mortgage Finance, Inc. | 151 | 191 |
| Abnb Federal Credit Union | 143 | 157 |
| NFM, Inc | 136 | 150 |
| Pulte Mortgage LLC | 133 | 204 |
| Toll Brothers Mortgage Company | 123 | 177 |
| Atlantic Union Bank | 118 | 195 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 65 | 30.2% of 53 decided |
| Asian | 5,178 | 19.1% of 4,006 decided |
| Black or African American | 1,099 | 26.0% of 839 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 8,413 | 17.0% of 6,882 decided |
| 2 or more minority races | 76 | 15.6% of 64 decided |
| Joint | 590 | 12.6% of 477 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 3,433 | 19.8% of 2,547 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,195 | 25.8% of 941 decided |
| Not Hispanic or Latino | 13,995 | 17.8% of 11,190 decided |
| Joint | 489 | 14.5% of 400 decided |
| Ethnicity Not Available | 3,190 | 19.0% of 2,351 decided |
| Free Form Text Only | 13 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 6,870 | 21.2% of 5,365 decided |
| Female | 3,067 | 22.1% of 2,417 decided |
| Joint | 7,368 | 13.8% of 5,959 decided |
| Sex Not Available | 1,577 | 22.0% of 1,151 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 40 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved