Mortgage lending in Fairfax County, Virginia
Lenders in Fairfax County, Virginia reported 34,679 mortgage applications for 2025, according to the CFPB.
34,679 mortgage applications and 20,777 loans originated in 2025; the denial rate was 19.2% of 26,926 applications decided. The median loan was about $475,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area.
- 34,679
- Applications
- 20,777
- Loans originated
- 19.2%
- Denial rate
- 5,177 denied of 26,926 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 34,679 | 20,777 |
| 2024 | 30,767 | 18,472 |
| 2023 | 27,121 | 16,239 |
| 2022 | 42,989 | 26,736 |
| 2021 | 102,467 | 68,734 |
| 2020 | 116,278 | 76,920 |
| 2019 | 58,880 | 37,516 |
| 2018 | 46,197 | 28,215 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Navy Federal Credit Union | 1,251 | 2,488 |
| Rocket Mortgage | 1,243 | 1,628 |
| United Wholesale Mortgage | 981 | 1,292 |
| Truist Bank | 950 | 1,664 |
| Bank of America NA | 551 | 1,347 |
| Crosscountry Mortgage, LLC | 536 | 760 |
| Atlantic Coast Mortgage, LLC | 526 | 643 |
| Pennymac Loan Services LLC | 496 | 844 |
| PNC Bank N.A. | 449 | 786 |
| Pentagon Federal Credit Union | 436 | 812 |
| First Heritage Mortgage, LLC | 419 | 509 |
| Guaranteed Rate, Inc. | 408 | 691 |
| Apple Federal Credit Union | 386 | 664 |
| Intercoastal Mortgage, LLC | 368 | 464 |
| CMG Mortgage Inc | 317 | 450 |
| First Savings Mortgage Corporation | 307 | 379 |
| Citizens Bank, NA | 305 | 458 |
| Prosperity Home Mortgage, LLC | 303 | 368 |
| Fairway Independent Mort Corp | 292 | 363 |
| Movement Mortgage, LLC | 290 | 414 |
| M&T Bank | 267 | 423 |
| JPMorgan Chase Bank, NA | 228 | 368 |
| Atlantic Union Bank | 211 | 347 |
| Northwest Federal Credit Union | 210 | 326 |
| Bank Fund Staff Federal Credit | 201 | 277 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 144 | 29.8% of 114 decided |
| Asian | 6,959 | 22.0% of 5,319 decided |
| Black or African American | 2,329 | 30.5% of 1,788 decided |
| Native Hawaiian or Other Pacific Islander | 64 | 32.0% of 50 decided |
| White | 16,346 | 16.0% of 13,072 decided |
| 2 or more minority races | 107 | 33.7% of 86 decided |
| Joint | 1,442 | 11.0% of 1,124 decided |
| Free Form Text Only | 11 | no rate: base under 50 |
| Race Not Available | 7,277 | 21.7% of 5,366 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 2,713 | 28.5% of 2,131 decided |
| Not Hispanic or Latino | 24,367 | 17.9% of 19,207 decided |
| Joint | 1,048 | 12.8% of 795 decided |
| Ethnicity Not Available | 6,528 | 21.5% of 4,777 decided |
| Free Form Text Only | 23 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 11,305 | 23.5% of 8,702 decided |
| Female | 6,859 | 22.3% of 5,393 decided |
| Joint | 13,070 | 13.3% of 10,365 decided |
| Sex Not Available | 3,445 | 22.1% of 2,466 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 44 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved