Mortgage lending in Arlington County, Virginia
Lenders in Arlington County, Virginia reported 4,865 mortgage applications for 2025, according to the CFPB.
4,865 mortgage applications and 3,201 loans originated in 2025; the denial rate was 14.0% of 3,850 applications decided. The median loan was about $505,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area.
- 4,865
- Applications
- 3,201
- Loans originated
- 14.0%
- Denial rate
- 540 denied of 3,850 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 4,865 | 3,201 |
| 2024 | 4,137 | 2,714 |
| 2023 | 3,926 | 2,608 |
| 2022 | 6,464 | 4,336 |
| 2021 | 16,141 | 11,354 |
| 2020 | 18,300 | 12,588 |
| 2019 | 9,132 | 6,239 |
| 2018 | 7,198 | 4,748 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 128 | 162 |
| Truist Bank | 116 | 198 |
| First Savings Mortgage Corporation | 114 | 136 |
| Navy Federal Credit Union | 109 | 247 |
| United Wholesale Mortgage | 104 | 135 |
| Guaranteed Rate, Inc. | 104 | 154 |
| Bank of America NA | 101 | 180 |
| Atlantic Coast Mortgage, LLC | 96 | 117 |
| Crosscountry Mortgage, LLC | 86 | 123 |
| Intercoastal Mortgage, LLC | 67 | 87 |
| Pentagon Federal Credit Union | 63 | 114 |
| Fairway Independent Mort Corp | 63 | 80 |
| JPMorgan Chase Bank, NA | 62 | 97 |
| Pennymac Loan Services LLC | 61 | 96 |
| Movement Mortgage, LLC | 57 | 74 |
| CMG Mortgage Inc | 56 | 74 |
| Bank Fund Staff Federal Credit | 52 | 70 |
| TD Bank | 50 | 74 |
| United Bank VA | 50 | 64 |
| Citizens Bank, NA | 46 | 70 |
| First Home Mortgage | 45 | 53 |
| PNC Bank N.A. | 45 | 71 |
| Prosperity Home Mortgage, LLC | 44 | 53 |
| Wells Fargo Bank NA | 44 | 67 |
| Citibank, NA | 43 | 58 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 13 | no rate: base under 50 |
| Asian | 468 | 16.7% of 366 decided |
| Black or African American | 189 | 26.5% of 147 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,815 | 13.3% of 2,279 decided |
| 2 or more minority races | under 10 | |
| Joint | 247 | 8.9% of 191 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,121 | 13.3% of 849 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 328 | 22.2% of 252 decided |
| Not Hispanic or Latino | 3,357 | 13.7% of 2,686 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,022 | 12.9% of 791 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,473 | 17.6% of 1,158 decided |
| Female | 1,003 | 15.9% of 786 decided |
| Joint | 1,811 | 10.5% of 1,479 decided |
| Sex Not Available | 578 | 13.1% of 427 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 32 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved