JMAC Lending, Inc.
JMAC Lending, Inc. reported 8,061 mortgage applications for 2025, according to the CFPB.
8,061 mortgage applications and 5,353 loans originated in 2025; the denial rate was 5.7% of 5,676 applications decided. Its RSSD in the 2023 reporter panel is 3885187. From 2025, the CFPB’s Snapshot release.
- 8,061
- Applications
- 5,353
- Loans originated
- 5.7%
- Denial rate
- 322 denied of 5,676 applications decided.
Every year it reported
2 more columns on a wider screen
| Year | Name that year | Applications |
|---|---|---|
| 2025 | JMAC Lending, Inc. | 8,061 |
| 2024 | JMAC Lending, Inc. | 4,880 |
| 2023 | JMAC Lending, Inc. | 2,286 |
| 2022 | JMAC Lending, Inc. | 2,818 |
| 2021 | JMAC Lending, Inc. | 6,811 |
| 2020 | JMAC Lending, Inc. | 13,134 |
| 2019 | Jmac | 7,715 |
| 2018 | JMAC Lending Incorporated | 5,410 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 66 | no rate: base under 50 |
| Asian | 773 | 5.2% of 520 decided |
| Black or African American | 624 | 8.9% of 394 decided |
| Native Hawaiian or Other Pacific Islander | 20 | no rate: base under 50 |
| White | 5,051 | 5.4% of 3,646 decided |
| 2 or more minority races | 18 | no rate: base under 50 |
| Joint | 213 | 1.2% of 165 decided |
| Race Not Available | 1,296 | 6.7% of 879 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 2,096 | 7.1% of 1,486 decided |
| Not Hispanic or Latino | 4,457 | 5.2% of 3,167 decided |
| Joint | 261 | 4.0% of 198 decided |
| Ethnicity Not Available | 1,247 | 5.3% of 825 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 3,017 | 7.1% of 2,082 decided |
| Female | 1,902 | 6.9% of 1,294 decided |
| Joint | 2,727 | 3.3% of 2,019 decided |
| Sex Not Available | 415 | 7.1% of 281 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved