Verabank,n.a.
Verabank,n.a. reported 672 mortgage applications for 2025, according to the CFPB.
672 mortgage applications and 473 loans originated in 2025; the denial rate was 15.0% of 572 applications decided. Its RSSD in the 2023 reporter panel is 56351. From 2025, the CFPB’s Snapshot release.
The same RSSD is VeraBank, National Association’s: its bank page on the banks hub.
- 672
- Applications
- 473
- Loans originated
- 15.0%
- Denial rate
- 86 denied of 572 applications decided.
Every year it reported
2 more columns on a wider screen
| Year | Name that year | Applications |
|---|---|---|
| 2025 | Verabank,n.a. | 672 |
| 2024 | Verabank,n.a. | 950 |
| 2023 | Verabank,n.a. | 1,206 |
| 2022 | Verabank,n.a. | 1,190 |
| 2021 | Verabank,n.a. | 1,234 |
| 2020 | Verabank,n.a. | 1,175 |
| 2019 | Verabank N.A. | 935 |
| 2018 | VeraBank, N.A. | 895 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 13 | no rate: base under 50 |
| Black or African American | 15 | no rate: base under 50 |
| White | 466 | 15.8% of 399 decided |
| Joint | withheld | |
| Race Not Available | 165 | 9.9% of 141 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 153 | 22.2% of 126 decided |
| Not Hispanic or Latino | 351 | 14.9% of 302 decided |
| Joint | withheld | |
| Ethnicity Not Available | 149 | 8.0% of 125 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 209 | 20.0% of 170 decided |
| Female | 81 | 28.6% of 70 decided |
| Joint | 251 | 11.9% of 218 decided |
| Sex Not Available | 131 | 5.3% of 114 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved