Mortgage lending in McKenzie County, North Dakota
Lenders in McKenzie County, North Dakota reported 412 mortgage applications for 2025, according to the CFPB.
412 mortgage applications and 226 loans originated in 2025; the denial rate was 24.5% of 310 applications decided. The median loan was about $335,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: McKenzie County, ND.
- 412
- Applications
- 226
- Loans originated
- 24.5%
- Denial rate
- 76 denied of 310 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 412 | 226 |
| 2024 | 268 | 185 |
| 2023 | 285 | 184 |
| 2022 | 413 | 286 |
| 2021 | 694 | 455 |
| 2020 | 648 | 422 |
| 2019 | 528 | 350 |
| 2018 | 407 | 295 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Fairway Independent Mort Corp | 53 | 73 |
| First International Bank & Trust | 38 | 47 |
| Cornerstone Bank | 16 | 18 |
| Crosscountry Mortgage, LLC | 14 | 20 |
| American Neighborhood Mortgage Acceptance Company | 11 | 13 |
| Rocket Mortgage | 10 | 25 |
| United Wholesale Mortgage | 7 | 18 |
| Gate City Bank | 7 | 11 |
| Dakota West Credit Union | 6 | 19 |
| loanDepot.com LLC | 5 | 8 |
| Mortgage Research Center | 5 | 10 |
| New American Funding, LLC. | 4 | 12 |
| Nationstar Mortgage | 3 | 6 |
| Pennymac Loan Services LLC | 3 | 4 |
| Coastal Community Bank | 2 | 6 |
| Newrez LLC | 2 | 11 |
| Freedom Mortgage Corporation | 2 | 6 |
| 21ST Mortgage | 2 | 7 |
| US Bank, N.A. | 2 | 5 |
| First Federal Bank | 2 | 3 |
| Aspire Community Federal Credit Union | 1 | 1 |
| First National Bank | 1 | 2 |
| Figure Lending LLC | 1 | 1 |
| Nations Lending Corporation | 1 | 1 |
| First National Bank of America | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 349 | 22.9% of 266 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 43 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 33 | no rate: base under 50 |
| Not Hispanic or Latino | 327 | 22.8% of 250 decided |
| Joint | 10 | no rate: base under 50 |
| Ethnicity Not Available | 42 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 203 | 27.5% of 153 decided |
| Female | 36 | no rate: base under 50 |
| Joint | 149 | 17.4% of 115 decided |
| Sex Not Available | 24 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 192 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved