First International Bank & Trust
First International Bank & Trust reported 2,234 mortgage applications for 2025, according to the CFPB.
2,234 mortgage applications and 1,833 loans originated in 2025; the denial rate was 5.8% of 1,958 applications decided. Its RSSD in the 2023 reporter panel is 236153. From 2025, the CFPB’s Snapshot release.
The same RSSD is First International Bank & Trust’s: its bank page on the banks hub.
- 2,234
- Applications
- 1,833
- Loans originated
- 5.8%
- Denial rate
- 114 denied of 1,958 applications decided.
Every year it reported
2 more columns on a wider screen
| Year | Name that year | Applications |
|---|---|---|
| 2025 | First International Bank & Trust | 2,234 |
| 2024 | First International Bank & Trust | 1,791 |
| 2023 | First International Bank & Trust | 1,589 |
| 2022 | First International Bank & Trust | 2,321 |
| 2021 | First International Bank & Trust | 2,807 |
| 2020 | First International Bank & Trust | 2,440 |
| 2019 | First International Bank & Trust | 1,540 |
| 2018 | First International Bank & Trust | 1,193 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 22 | no rate: base under 50 |
| Black or African American | 23 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,800 | 5.6% of 1,573 decided |
| Joint | 54 | 9.4% of 53 decided |
| Race Not Available | 319 | 3.9% of 282 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 53 | no rate: base under 50 |
| Not Hispanic or Latino | 1,825 | 5.8% of 1,602 decided |
| Joint | 34 | no rate: base under 50 |
| Ethnicity Not Available | 322 | 4.3% of 281 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 677 | 6.5% of 568 decided |
| Female | 320 | 6.5% of 277 decided |
| Joint | 1,076 | 5.6% of 960 decided |
| Sex Not Available | 161 | 3.3% of 153 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved