Mortgage lending in Vance County, North Carolina
Lenders in Vance County, North Carolina reported 1,274 mortgage applications for 2025, according to the CFPB.
1,274 mortgage applications and 617 loans originated in 2025; the denial rate was 34.4% of 989 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Vance County, NC.
- 1,274
- Applications
- 617
- Loans originated
- 34.4%
- Denial rate
- 340 denied of 989 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,274 | 617 |
| 2024 | 1,133 | 533 |
| 2023 | 1,099 | 531 |
| 2022 | 1,484 | 735 |
| 2021 | 1,769 | 974 |
| 2020 | 1,305 | 690 |
| 2019 | 976 | 531 |
| 2018 | 1,008 | 558 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| State Employees' Credit Union | 90 | 211 |
| Rocket Mortgage | 39 | 61 |
| United Wholesale Mortgage | 32 | 48 |
| Benchmark Community Bank | 28 | 33 |
| Coastal Federal Credit Union | 23 | 51 |
| Crosscountry Mortgage, LLC | 21 | 30 |
| Truist Bank | 21 | 43 |
| First Ciitizens Bank and Trust | 19 | 28 |
| Mortgage Research Center | 15 | 24 |
| loanDepot.com LLC | 13 | 22 |
| PNC Bank N.A. | 13 | 25 |
| Pennymac Loan Services LLC | 13 | 24 |
| Primis Bank | 12 | 16 |
| Navy Federal Credit Union | 11 | 27 |
| Union Home Mortgage Corp. | 11 | 22 |
| Movement Mortgage, LLC | 10 | 12 |
| American Financial Resources LLC | 7 | 7 |
| New American Funding, LLC. | 7 | 16 |
| Bank of America NA | 7 | 18 |
| First National Bank of PA | 7 | 22 |
| Guild Mortgage Company | 6 | 8 |
| The Federal Savings Bank | 6 | 8 |
| Equity Prime Mortgage LLC | 6 | 11 |
| Freedom Mortgage Corporation | 6 | 20 |
| Victorian Finance, LLC | 6 | 9 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 13 | no rate: base under 50 |
| Asian | 10 | no rate: base under 50 |
| Black or African American | 393 | 45.9% of 301 decided |
| White | 597 | 28.9% of 488 decided |
| 2 or more minority races | under 10 | |
| Joint | 10 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 245 | 28.3% of 173 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 130 | 25.5% of 94 decided |
| Not Hispanic or Latino | 899 | 35.1% of 724 decided |
| Joint | withheld | |
| Ethnicity Not Available | 225 | 35.0% of 157 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 422 | 34.9% of 321 decided |
| Female | 375 | 44.1% of 288 decided |
| Joint | 333 | 26.7% of 273 decided |
| Sex Not Available | 144 | 26.2% of 107 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1294 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved