Mortgage lending in New Hanover County, North Carolina
Lenders in New Hanover County, North Carolina reported 10,722 mortgage applications for 2025, according to the CFPB.
10,722 mortgage applications and 6,562 loans originated in 2025; the denial rate was 19.5% of 8,592 applications decided. The median loan was about $285,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Wilmington, NC HUD Metro FMR Area.
- 10,722
- Applications
- 6,562
- Loans originated
- 19.5%
- Denial rate
- 1,672 denied of 8,592 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 10,722 | 6,562 |
| 2024 | 9,751 | 6,003 |
| 2023 | 9,699 | 5,948 |
| 2022 | 13,573 | 8,707 |
| 2021 | 22,796 | 15,494 |
| 2020 | 22,099 | 14,640 |
| 2019 | 13,714 | 8,918 |
| 2018 | 11,682 | 7,464 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| State Employees' Credit Union | 611 | 987 |
| Corning Credit Union | 470 | 659 |
| Rocket Mortgage | 421 | 526 |
| First Ciitizens Bank and Trust | 345 | 509 |
| Crosscountry Mortgage, LLC | 200 | 316 |
| Truist Bank | 200 | 349 |
| United Wholesale Mortgage | 190 | 257 |
| Atlantic Bay Mortgage Group | 186 | 215 |
| Guaranteed Rate, Inc. | 150 | 269 |
| First National Bank of PA | 135 | 197 |
| Newrez LLC | 131 | 264 |
| Loansteady LLC | 116 | 146 |
| Bank of America NA | 115 | 292 |
| Navy Federal Credit Union | 102 | 196 |
| PNC Bank N.A. | 100 | 167 |
| First Bank | 92 | 121 |
| Pennymac Loan Services LLC | 92 | 147 |
| TowneBank | 83 | 105 |
| Integrity Home Mortgage Corporation | 77 | 98 |
| Cornerstone Capital Bank, SSB | 74 | 89 |
| Movement Mortgage, LLC | 70 | 105 |
| North State Bank | 69 | 85 |
| Vanderbilt Mortgage and Finance, Inc | 67 | 196 |
| Southern Bank and Trust Company | 62 | 77 |
| Freedom Mortgage Corporation | 61 | 143 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 60 | no rate: base under 50 |
| Asian | 171 | 17.6% of 131 decided |
| Black or African American | 510 | 39.0% of 390 decided |
| Native Hawaiian or Other Pacific Islander | 17 | no rate: base under 50 |
| White | 7,906 | 17.3% of 6,442 decided |
| 2 or more minority races | withheld | |
| Joint | 163 | 19.4% of 139 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,882 | 23.2% of 1,420 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 367 | 26.8% of 280 decided |
| Not Hispanic or Latino | 8,274 | 18.4% of 6,720 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,914 | 22.7% of 1,456 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 3,487 | 21.3% of 2,791 decided |
| Female | 2,487 | 22.2% of 1,981 decided |
| Joint | 3,527 | 14.7% of 2,891 decided |
| Sex Not Available | 1,221 | 23.0% of 929 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 362 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved