Mortgage lending in Carteret County, North Carolina
Lenders in Carteret County, North Carolina reported 4,058 mortgage applications for 2025, according to the CFPB.
4,058 mortgage applications and 2,442 loans originated in 2025; the denial rate was 20.9% of 3,234 applications decided. The median loan was about $285,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Carteret County, NC.
- 4,058
- Applications
- 2,442
- Loans originated
- 20.9%
- Denial rate
- 676 denied of 3,234 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 4,058 | 2,442 |
| 2024 | 3,632 | 2,182 |
| 2023 | 3,660 | 2,156 |
| 2022 | 4,969 | 3,156 |
| 2021 | 8,577 | 5,571 |
| 2020 | 7,933 | 5,039 |
| 2019 | 4,679 | 2,860 |
| 2018 | 4,057 | 2,455 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| State Employees' Credit Union | 371 | 542 |
| First Ciitizens Bank and Trust | 175 | 244 |
| Rocket Mortgage | 141 | 199 |
| Navy Federal Credit Union | 134 | 248 |
| Truist Bank | 105 | 187 |
| United Wholesale Mortgage | 63 | 91 |
| American Security Mortgage Cor | 58 | 70 |
| Southern Bank and Trust Company | 56 | 64 |
| Lower, LLC | 54 | 70 |
| Corporate Investors Mortgage G | 49 | 49 |
| Guaranteed Rate, Inc. | 48 | 115 |
| DHI Mortgage Company, LTD. | 45 | 71 |
| Freedom Mortgage Corporation | 36 | 61 |
| Atlantic Bay Mortgage Group | 36 | 43 |
| Pennymac Loan Services LLC | 36 | 62 |
| Movement Mortgage, LLC | 35 | 47 |
| Mortgage Research Center | 30 | 76 |
| CMG Mortgage Inc | 29 | 49 |
| PNC Bank N.A. | 28 | 54 |
| First National Bank of PA | 27 | 47 |
| First Bank | 26 | 33 |
| Newrez LLC | 26 | 65 |
| Bank of America NA | 25 | 56 |
| Vanderbilt Mortgage and Finance, Inc | 21 | 66 |
| Coastal Federal Credit Union | 20 | 27 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | withheld | |
| Asian | 28 | no rate: base under 50 |
| Black or African American | 80 | 30.6% of 62 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 3,297 | 20.2% of 2,660 decided |
| Joint | 72 | 28.1% of 57 decided |
| Race Not Available | 562 | 22.3% of 418 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 88 | 21.3% of 61 decided |
| Not Hispanic or Latino | 3,290 | 20.6% of 2,652 decided |
| Joint | 59 | no rate: base under 50 |
| Ethnicity Not Available | 621 | 22.9% of 475 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,231 | 22.5% of 957 decided |
| Female | 806 | 27.4% of 635 decided |
| Joint | 1,682 | 16.0% of 1,390 decided |
| Sex Not Available | 339 | 25.4% of 252 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 359 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved