Mortgage lending in Bertie County, North Carolina
Lenders in Bertie County, North Carolina reported 413 mortgage applications for 2025, according to the CFPB.
413 mortgage applications and 179 loans originated in 2025; the denial rate was 40.7% of 317 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Bertie County, NC.
- 413
- Applications
- 179
- Loans originated
- 40.7%
- Denial rate
- 129 denied of 317 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 413 | 179 |
| 2024 | 419 | 175 |
| 2023 | 382 | 164 |
| 2022 | 474 | 228 |
| 2021 | 545 | 261 |
| 2020 | 505 | 244 |
| 2019 | 370 | 177 |
| 2018 | 338 | 160 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| State Employees' Credit Union | 58 | 118 |
| Southern Bank and Trust Company | 26 | 31 |
| Rocket Mortgage | 11 | 18 |
| United Wholesale Mortgage | 9 | 10 |
| Mortgage Research Center | 5 | 15 |
| Vanderbilt Mortgage and Finance, Inc | 4 | 52 |
| Navy Federal Credit Union | 4 | 10 |
| PNC Bank N.A. | 4 | 8 |
| Truist Bank | 4 | 9 |
| Movement Mortgage, LLC | 3 | 4 |
| ALCOVA Mortgage, LLC | 3 | 3 |
| Tidewater Home Funding, LLC | 3 | 3 |
| TowneBank | 2 | 2 |
| Atlantic Coast Mortgage, LLC | 2 | 2 |
| loanDepot.com LLC | 2 | 5 |
| Intercoastal Mortgage, LLC | 2 | 2 |
| C&F Mortgage Corporation | 2 | 2 |
| CMG Mortgage Inc | 2 | 2 |
| Abnb Federal Credit Union | 2 | 2 |
| Crosscountry Mortgage, LLC | 2 | 4 |
| Bank of America NA | 2 | 6 |
| Wells Fargo Bank NA | 2 | 4 |
| Fifth Third Bank, National Association | 2 | 2 |
| TD Bank | 1 | 1 |
| CNB Bank Inc. | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Asian | under 10 | |
| Black or African American | 178 | 55.6% of 133 decided |
| White | 185 | 26.4% of 148 decided |
| Joint | under 10 | |
| Race Not Available | 43 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 334 | 38.2% of 259 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 69 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 149 | 42.1% of 114 decided |
| Female | 112 | 50.6% of 87 decided |
| Joint | 126 | 28.6% of 98 decided |
| Sex Not Available | 26 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2430 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved