Mortgage lending in Chautauqua County, New York
Lenders in Chautauqua County, New York reported 2,646 mortgage applications for 2025, according to the CFPB.
2,646 mortgage applications and 1,656 loans originated in 2025; the denial rate was 24.7% of 2,279 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Chautauqua County, NY.
- 2,646
- Applications
- 1,656
- Loans originated
- 24.7%
- Denial rate
- 564 denied of 2,279 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,646 | 1,656 |
| 2024 | 2,382 | 1,507 |
| 2023 | 2,454 | 1,612 |
| 2022 | 3,205 | 2,176 |
| 2021 | 3,768 | 2,639 |
| 2020 | 3,294 | 2,228 |
| 2019 | 2,824 | 1,863 |
| 2018 | 2,749 | 1,802 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Community Bank, N.A. | 265 | 387 |
| M&T Bank | 205 | 291 |
| Rocket Mortgage | 188 | 273 |
| Northwest Bank | 163 | 225 |
| United Wholesale Mortgage | 124 | 158 |
| Lake Shore Bank | 73 | 111 |
| Movement Mortgage, LLC | 55 | 79 |
| Farm Credit East ACA | 41 | 44 |
| Keybank National Association | 37 | 72 |
| Greater Woodlawn Federal Credit Union | 26 | 29 |
| Western Division Federal Credit Union | 25 | 37 |
| Citizens Bank, NA | 22 | 45 |
| Primelending | 21 | 32 |
| Centra Credit Union | 20 | 25 |
| Cattaraugus County Bank | 19 | 24 |
| Homestead Funding Corp. | 19 | 24 |
| Premium Mortgage Corporation | 17 | 22 |
| Mortgage Research Center | 17 | 26 |
| PNC Bank N.A. | 16 | 29 |
| 1ST Priority Mortgage, Inc. | 13 | 17 |
| Navy Federal Credit Union | 12 | 35 |
| Newrez LLC | 11 | 24 |
| JPMorgan Chase Bank, NA | 10 | 16 |
| Five Star Bank | 9 | 15 |
| loanDepot.com LLC | 9 | 20 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 11 | no rate: base under 50 |
| Asian | 17 | no rate: base under 50 |
| Black or African American | 37 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,250 | 23.5% of 1,948 decided |
| 2 or more minority races | under 10 | |
| Joint | 32 | no rate: base under 50 |
| Race Not Available | 295 | 33.5% of 245 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 127 | 39.5% of 109 decided |
| Not Hispanic or Latino | 2,204 | 22.7% of 1,912 decided |
| Joint | 28 | no rate: base under 50 |
| Ethnicity Not Available | 287 | 34.1% of 232 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 993 | 26.0% of 843 decided |
| Female | 641 | 27.5% of 549 decided |
| Joint | 822 | 19.2% of 735 decided |
| Sex Not Available | 190 | 34.9% of 152 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2597 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved