Mortgage lending in Wilkin County, Minnesota

Lenders in Wilkin County, Minnesota reported 203 mortgage applications for 2025, according to the CFPB.

203 mortgage applications and 123 loans originated in 2025; the denial rate was 23.2% of 168 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Wilkin County, MN.

203
Applications: 123
Loans originated: 23.2%
Denial rate: 39 denied of 168 applications decided.

Every year

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Mortgage applications and loans originated in Wilkin County, Minnesota, by year
Year	Applications	Originated	Denied
2025	203	123	39
2024	183	120	23
2023	185	135	32
2022	254	161	43
2021	330	234	35
2020	337	230	42
2019	258	176	31
2018	221	141	44

The largest lenders here

Lenders in Wilkin County, Minnesota by loans originated, 2025
Lender	Originated	Applications
Bell Bank	27	35
Gate City Bank	19	26
United Wholesale Mortgage	13	16
Rocket Mortgage	7	8
Affinity Plus Federal Credit Union	6	9
Old National Bank	5	8
First Community Credit Union	3	7
Midwest Bank	3	5
American Federal Bank	3	3
Valley Mortgage, Inc.	3	3
Figure Lending LLC	2	6
BMO Harris Bank NA	2	12
Town and Country Credit Union	2	3
First International Bank & Trust	2	2
Mortgage Research Center	2	3
CMG Mortgage Inc	2	2
US Bank, N.A.	2	6
Primelending	1	1
Coastal Community Bank	1	2
Cornerstone Bank	1	1
Sofi Bank, National Association	1	1
Prosperity Home Mortgage, LLC	1	1
Bremer Bank NA	1	2
Alerus Financial NA	1	2
New American Funding, LLC.	1	3

Applications by race, ethnicity and sex, 2025

By race, Wilkin County, Minnesota: applications and denial rate
Category	Applications	Denial rate
American Indian or Alaska Native	under 10
Black or African American	under 10
White	173	23.4% of 141 decided
2 or more minority races	under 10
Joint	under 10
Race Not Available	22	no rate: base under 50

By ethnicity, Wilkin County, Minnesota: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	under 10
Not Hispanic or Latino	174	23.9% of 142 decided
Joint	under 10
Ethnicity Not Available	21	no rate: base under 50

By sex, Wilkin County, Minnesota: applications and denial rate
Category	Applications	Denial rate
Male	68	17.5% of 57 decided
Female	35	no rate: base under 50
Joint	85	25.7% of 70 decided
Sex Not Available	15	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 2195 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026