Valley Mortgage, Inc.
Valley Mortgage, Inc. reported 277 mortgage applications for 2025, according to the CFPB.
277 mortgage applications and 243 loans originated in 2025; the denial rate was 2.4% of 249 applications decided. Its RSSD in the 2023 reporter panel is 4321066. From 2025, the CFPB’s Snapshot release.
- 277
- Applications
- 243
- Loans originated
- 2.4%
- Denial rate
- 6 denied of 249 applications decided.
Every year it reported
2 more columns on a wider screen
| Year | Name that year | Applications |
|---|---|---|
| 2025 | Valley Mortgage, Inc. | 277 |
| 2024 | Valley Mortgage, Inc. | 293 |
| 2023 | Valley Mortgage, Inc. | 288 |
| 2022 | Valley Mortgage, Inc. | 371 |
| 2021 | Valley Mortgage, Inc. | 858 |
| 2020 | Valley Mortgage, Inc. | 952 |
| 2019 | Valley Mortgage, Inc. | 514 |
| 2018 | Valley Mortgage, Inc. | 464 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 251 | 2.2% of 223 decided |
| Joint | under 10 | |
| Race Not Available | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 270 | 2.5% of 243 decided |
| Joint | under 10 | |
| Ethnicity Not Available | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 97 | 3.5% of 86 decided |
| Female | 54 | no rate: base under 50 |
| Joint | 126 | 2.5% of 119 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved