Mortgage lending in Norman County, Minnesota
Lenders in Norman County, Minnesota reported 172 mortgage applications for 2025, according to the CFPB.
172 mortgage applications and 106 loans originated in 2025; the denial rate was 18.7% of 134 applications decided. The median loan was about $120,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Norman County, MN.
- 172
- Applications
- 106
- Loans originated
- 18.7%
- Denial rate
- 25 denied of 134 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 172 | 106 |
| 2024 | 148 | 98 |
| 2023 | 172 | 95 |
| 2022 | 188 | 127 |
| 2021 | 247 | 151 |
| 2020 | 206 | 128 |
| 2019 | 178 | 109 |
| 2018 | 148 | 92 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Frandsen Bank & Trust | 7 | 13 |
| BMO Harris Bank NA | 6 | 11 |
| United Wholesale Mortgage | 6 | 7 |
| Gate City Bank | 6 | 7 |
| Guaranteed Rate, Inc. | 6 | 7 |
| Bell Bank | 6 | 11 |
| Granite Bank | 5 | 6 |
| Rocket Mortgage | 4 | 7 |
| CMG Mortgage Inc | 4 | 4 |
| Mortgage Research Center | 3 | 7 |
| Affinity Plus Federal Credit Union | 3 | 4 |
| American Federal Bank | 3 | 3 |
| Valley Mortgage, Inc. | 3 | 3 |
| First Community Credit Union | 2 | 3 |
| Figure Lending LLC | 2 | 2 |
| First International Bank & Trust | 2 | 2 |
| Old National Bank | 2 | 3 |
| Freedom Mortgage Corporation | 2 | 4 |
| Merchants Bank, National Association | 2 | 2 |
| Wells Fargo Bank NA | 2 | 3 |
| Midwest Bank | 1 | 1 |
| Town and Country Credit Union | 1 | 1 |
| Summit Mortgage Corporation | 1 | 1 |
| Cornerstone Bank | 1 | 1 |
| First Western Bank & Trust | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Asian | under 10 | |
| White | 149 | 19.8% of 116 decided |
| Race Not Available | withheld |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 137 | 17.8% of 107 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 27 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 67 | 18.0% of 50 decided |
| Female | 32 | no rate: base under 50 |
| Joint | 62 | no rate: base under 50 |
| Sex Not Available | 11 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2487 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved