Mortgage lending in Becker County, Minnesota
Lenders in Becker County, Minnesota reported 1,114 mortgage applications for 2025, according to the CFPB.
1,114 mortgage applications and 766 loans originated in 2025; the denial rate was 15.0% of 934 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Becker County, MN.
- 1,114
- Applications
- 766
- Loans originated
- 15.0%
- Denial rate
- 140 denied of 934 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,114 | 766 |
| 2024 | 1,049 | 736 |
| 2023 | 912 | 668 |
| 2022 | 1,351 | 960 |
| 2021 | 2,467 | 1,821 |
| 2020 | 2,630 | 2,009 |
| 2019 | 1,555 | 1,189 |
| 2018 | 1,362 | 1,020 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Bell Bank | 137 | 173 |
| United Wholesale Mortgage | 132 | 151 |
| Midwest Bank | 80 | 91 |
| Gate City Bank | 41 | 50 |
| Granite Bank | 40 | 51 |
| Old National Bank | 31 | 46 |
| Rocket Mortgage | 29 | 36 |
| First International Bank & Trust | 15 | 20 |
| US Bank, N.A. | 13 | 31 |
| Bremer Bank NA | 11 | 13 |
| Affinity Plus Federal Credit Union | 11 | 14 |
| First Community Credit Union | 9 | 9 |
| Mutual of Omaha Mortgage | 7 | 10 |
| Valley Mortgage, Inc. | 7 | 8 |
| Capital Credit Union | 7 | 10 |
| Crosscountry Mortgage, LLC | 7 | 10 |
| Alerus Financial NA | 6 | 7 |
| Mortgage Research Center | 6 | 18 |
| Servion | 6 | 10 |
| Magnifi Financial Credit Union | 6 | 14 |
| Nations Lending Corporation | 5 | 6 |
| Click n' Close, Inc. | 5 | 5 |
| loanDepot.com LLC | 5 | 13 |
| Newrez LLC | 5 | 12 |
| American Federal Bank | 5 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 29 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 928 | 14.5% of 787 decided |
| 2 or more minority races | under 10 | |
| Joint | 29 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 116 | 14.4% of 90 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 14 | no rate: base under 50 |
| Not Hispanic or Latino | 953 | 14.5% of 811 decided |
| Joint | 12 | no rate: base under 50 |
| Ethnicity Not Available | 135 | 19.1% of 105 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 336 | 20.4% of 275 decided |
| Female | 173 | 20.3% of 143 decided |
| Joint | 521 | 10.4% of 451 decided |
| Sex Not Available | 84 | 12.3% of 65 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 766 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved