Mortgage lending in Macomb County, Michigan
Lenders in Macomb County, Michigan reported 35,644 mortgage applications for 2025, according to the CFPB.
35,644 mortgage applications and 21,475 loans originated in 2025; the denial rate was 23.3% of 29,517 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Detroit-Warren-Livonia, MI HUD Metro FMR Area.
- 35,644
- Applications
- 21,475
- Loans originated
- 23.3%
- Denial rate
- 6,872 denied of 29,517 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 35,644 | 21,475 |
| 2024 | 32,298 | 19,346 |
| 2023 | 30,048 | 17,804 |
| 2022 | 42,744 | 26,287 |
| 2021 | 71,718 | 48,658 |
| 2020 | 68,511 | 46,346 |
| 2019 | 48,299 | 31,407 |
| 2018 | 42,683 | 26,306 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 3,489 | 4,557 |
| Rocket Mortgage | 2,572 | 3,388 |
| Michigan Schools and Governmen | 1,356 | 1,898 |
| Huntington National Bank | 957 | 1,753 |
| Citizens Bank, NA | 737 | 1,240 |
| Mortgage 1 Incorporated | 681 | 818 |
| Union Home Mortgage Corp. | 435 | 540 |
| Genisys Credit Union | 419 | 695 |
| Flagstar Bank NA | 388 | 681 |
| First State Bank | 378 | 427 |
| Bank of America NA | 364 | 729 |
| Fifth Third Bank, National Association | 344 | 649 |
| PNC Bank N.A. | 325 | 543 |
| Credit Union One | 323 | 600 |
| Mortgage Center LC | 304 | 398 |
| JPMorgan Chase Bank, NA | 292 | 512 |
| Guaranteed Rate, Inc. | 287 | 493 |
| Lake Michigan Credit Union | 259 | 338 |
| Comerica Bank | 257 | 578 |
| The Loan Store, Inc | 247 | 383 |
| 21ST Mortgage | 237 | 998 |
| Crosscountry Mortgage, LLC | 198 | 281 |
| Newrez LLC | 191 | 584 |
| Staunton Financial Inc | 180 | 205 |
| Christian Financial CU | 175 | 321 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 179 | 31.9% of 141 decided |
| Asian | 2,272 | 20.5% of 1,874 decided |
| Black or African American | 3,295 | 37.3% of 2,686 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 23,484 | 20.1% of 19,778 decided |
| 2 or more minority races | 168 | 26.2% of 145 decided |
| Joint | 448 | 26.5% of 366 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 5,752 | 29.5% of 4,486 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 973 | 30.6% of 813 decided |
| Not Hispanic or Latino | 28,351 | 22.2% of 23,758 decided |
| Joint | 432 | 23.7% of 359 decided |
| Ethnicity Not Available | 5,870 | 27.5% of 4,572 decided |
| Free Form Text Only | 18 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 14,813 | 23.1% of 12,253 decided |
| Female | 8,692 | 27.3% of 7,242 decided |
| Joint | 8,989 | 18.6% of 7,638 decided |
| Sex Not Available | 3,150 | 27.4% of 2,384 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1415 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved