Mortgage lending in Jackson County, Michigan
Lenders in Jackson County, Michigan reported 5,968 mortgage applications for 2025, according to the CFPB.
5,968 mortgage applications and 3,600 loans originated in 2025; the denial rate was 22.2% of 4,950 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Jackson, MI MSA.
- 5,968
- Applications
- 3,600
- Loans originated
- 22.2%
- Denial rate
- 1,098 denied of 4,950 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 5,968 | 3,600 |
| 2024 | 5,701 | 3,358 |
| 2023 | 5,183 | 2,957 |
| 2022 | 7,219 | 4,166 |
| 2021 | 10,463 | 6,781 |
| 2020 | 9,726 | 6,386 |
| 2019 | 7,402 | 4,641 |
| 2018 | 6,773 | 4,078 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 361 | 480 |
| True Community Credit Union | 301 | 394 |
| United Wholesale Mortgage | 245 | 309 |
| Dart Bank | 175 | 224 |
| Huntington National Bank | 168 | 299 |
| Ruoff Mortgage Company | 146 | 184 |
| Flagstar Bank NA | 120 | 231 |
| Crosscountry Mortgage, LLC | 102 | 152 |
| County National Bank | 96 | 135 |
| Fifth Third Bank, National Association | 90 | 175 |
| Southern Michigan Bank & Trust | 66 | 89 |
| Mortgage Research Center | 63 | 125 |
| Staunton Financial Inc | 63 | 76 |
| Community Choice Credit Union | 63 | 115 |
| Gold Star Mortgage Financial Group, Corporation | 47 | 58 |
| Mortgage 1 Incorporated | 45 | 63 |
| GreenStone Farm Credit Services | 42 | 47 |
| Msu Federal Credit Union | 42 | 69 |
| Comerica Bank | 42 | 89 |
| Freedom Mortgage Corporation | 41 | 78 |
| Towne Mortgage Company | 38 | 44 |
| Zippy Loans, LLC | 35 | 96 |
| Pennymac Loan Services LLC | 35 | 59 |
| JMAC Lending, Inc. | 32 | 38 |
| PNC Bank N.A. | 32 | 67 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 46 | no rate: base under 50 |
| Asian | 34 | no rate: base under 50 |
| Black or African American | 221 | 32.0% of 181 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 4,702 | 20.1% of 3,946 decided |
| 2 or more minority races | under 10 | |
| Joint | 95 | 27.6% of 76 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 857 | 30.4% of 670 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 158 | 28.1% of 128 decided |
| Not Hispanic or Latino | 4,813 | 21.3% of 4,040 decided |
| Joint | 93 | 21.0% of 81 decided |
| Ethnicity Not Available | 904 | 26.3% of 701 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,312 | 22.9% of 1,908 decided |
| Female | 1,464 | 26.8% of 1,223 decided |
| Joint | 1,719 | 16.0% of 1,460 decided |
| Sex Not Available | 473 | 27.6% of 359 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1767 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved