Mortgage lending in Barry County, Michigan
Lenders in Barry County, Michigan reported 3,003 mortgage applications for 2025, according to the CFPB.
3,003 mortgage applications and 1,783 loans originated in 2025; the denial rate was 23.2% of 2,474 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Barry County, MI HUD Metro FMR Area.
- 3,003
- Applications
- 1,783
- Loans originated
- 23.2%
- Denial rate
- 573 denied of 2,474 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,003 | 1,783 |
| 2024 | 2,774 | 1,651 |
| 2023 | 2,451 | 1,466 |
| 2022 | 3,520 | 2,183 |
| 2021 | 5,343 | 3,534 |
| 2020 | 5,148 | 3,402 |
| 2019 | 3,699 | 2,436 |
| 2018 | 3,262 | 2,042 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Lake Michigan Credit Union | 218 | 278 |
| Rocket Mortgage | 115 | 160 |
| United Wholesale Mortgage | 90 | 121 |
| Fifth Third Bank, National Association | 82 | 129 |
| Advia Credit Union | 65 | 94 |
| Huntington National Bank | 61 | 125 |
| 21ST Mortgage | 55 | 206 |
| Consumers Credit Union | 52 | 77 |
| Highpoint Community Bank | 50 | 55 |
| Lake Trust Credit Union | 42 | 63 |
| Northern Mortgage Services, LLC | 36 | 41 |
| Mercantile Bank | 36 | 47 |
| Mortgage Center LC | 33 | 48 |
| Mortgage Research Center | 31 | 54 |
| Success Mortgage Partners, Inc | 29 | 33 |
| Kellogg Community Credit Union | 27 | 32 |
| GreenStone Farm Credit Services | 27 | 29 |
| Churchill Mortgage Corporation | 27 | 29 |
| Mortgage 1 Incorporated | 22 | 25 |
| American Pacific Mortgage Corporation | 22 | 24 |
| Triad Financial Services, Inc. | 21 | 110 |
| Arbor Financial Credit Union | 21 | 24 |
| PNC Bank N.A. | 21 | 31 |
| Guild Mortgage Company | 20 | 28 |
| Independent Bank | 19 | 27 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 14 | no rate: base under 50 |
| Asian | 11 | no rate: base under 50 |
| Black or African American | 23 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,478 | 20.6% of 2,058 decided |
| 2 or more minority races | under 10 | |
| Joint | 38 | no rate: base under 50 |
| Race Not Available | 434 | 35.0% of 343 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 73 | 31.7% of 60 decided |
| Not Hispanic or Latino | 2,472 | 22.3% of 2,073 decided |
| Joint | 39 | no rate: base under 50 |
| Ethnicity Not Available | 419 | 27.0% of 311 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,149 | 24.6% of 946 decided |
| Female | 551 | 34.4% of 459 decided |
| Joint | 1,075 | 14.6% of 903 decided |
| Sex Not Available | 228 | 30.1% of 166 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1413 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved