Arbor Financial Credit Union
Arbor Financial Credit Union reported 952 mortgage applications for 2025, according to the CFPB.
952 mortgage applications and 758 loans originated in 2025; the denial rate was 6.5% of 836 applications decided. Its RSSD in the 2023 reporter panel is 962096. From 2025, the CFPB’s Snapshot release.
The same RSSD is Arbor Financial credit union’s: its credit union page on the banks hub.
- 952
- Applications
- 758
- Loans originated
- 6.5%
- Denial rate
- 54 denied of 836 applications decided.
Every year it reported
2 more columns on a wider screen
| Year | Name that year | Applications |
|---|---|---|
| 2025 | Arbor Financial Credit Union | 952 |
| 2024 | Arbor Financial Credit Union | 944 |
| 2023 | Arbor Financial Credit Union | 1,220 |
| 2022 | Arbor Financial Credit Union | 1,862 |
| 2021 | Arbor Financial Credit Union | 2,554 |
| 2020 | Arbor Financial Credit Union | 2,357 |
| 2019 | Arbor Financial Credit Union | 1,710 |
| 2018 | Arbor Financial Credit Union | 901 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 17 | no rate: base under 50 |
| Black or African American | 26 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 816 | 4.7% of 721 decided |
| Joint | 23 | no rate: base under 50 |
| Race Not Available | 68 | 14.3% of 56 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 20 | no rate: base under 50 |
| Not Hispanic or Latino | 828 | 5.7% of 739 decided |
| Joint | 19 | no rate: base under 50 |
| Ethnicity Not Available | 85 | 10.8% of 65 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 290 | 8.8% of 249 decided |
| Female | 224 | 9.1% of 197 decided |
| Joint | 406 | 3.3% of 362 decided |
| Sex Not Available | 32 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved