Mortgage lending in Antrim County, Michigan
Lenders in Antrim County, Michigan reported 1,262 mortgage applications for 2025, according to the CFPB.
1,262 mortgage applications and 773 loans originated in 2025; the denial rate was 20.3% of 1,005 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Antrim County, MI.
- 1,262
- Applications
- 773
- Loans originated
- 20.3%
- Denial rate
- 204 denied of 1,005 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,262 | 773 |
| 2024 | 1,045 | 640 |
| 2023 | 850 | 500 |
| 2022 | 1,218 | 730 |
| 2021 | 1,869 | 1,207 |
| 2020 | 1,749 | 1,109 |
| 2019 | 1,263 | 806 |
| 2018 | 1,116 | 642 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| 4FRONT Credit Union | 108 | 164 |
| Rocket Mortgage | 76 | 104 |
| United Wholesale Mortgage | 73 | 95 |
| Huntington National Bank | 67 | 121 |
| Fifth Third Bank, National Association | 43 | 77 |
| Lake Michigan Credit Union | 40 | 57 |
| Independent Bank | 20 | 27 |
| Mercantile Bank | 13 | 24 |
| Community Financial | 12 | 21 |
| Dart Bank | 12 | 18 |
| JPMorgan Chase Bank, NA | 11 | 20 |
| Credit Union One | 9 | 15 |
| GreenStone Farm Credit Services | 8 | 11 |
| Union Home Mortgage Corp. | 8 | 9 |
| PNC Bank N.A. | 8 | 11 |
| Nicolet National Bank | 7 | 7 |
| Mortgage Research Center | 7 | 19 |
| Newrez LLC | 7 | 17 |
| Nationstar Mortgage | 7 | 9 |
| Calcon Mutual Mortgage LLC | 7 | 8 |
| Mutual of Omaha Mortgage | 7 | 12 |
| Bank of America NA | 7 | 13 |
| Crosscountry Mortgage, LLC | 6 | 10 |
| Legacy Mortgage | 5 | 6 |
| New American Funding, LLC. | 5 | 13 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 13 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 1,073 | 19.5% of 865 decided |
| Joint | 18 | no rate: base under 50 |
| Race Not Available | 154 | 26.1% of 115 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 27 | no rate: base under 50 |
| Not Hispanic or Latino | 1,062 | 19.6% of 854 decided |
| Joint | 10 | no rate: base under 50 |
| Ethnicity Not Available | 163 | 26.2% of 122 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 439 | 20.8% of 347 decided |
| Female | 236 | 25.4% of 185 decided |
| Joint | 478 | 15.4% of 397 decided |
| Sex Not Available | 109 | 31.6% of 76 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1141 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved