Mortgage lending in Washington County, Kentucky
Lenders in Washington County, Kentucky reported 363 mortgage applications for 2025, according to the CFPB.
363 mortgage applications and 187 loans originated in 2025; the denial rate was 29.5% of 281 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Washington County, KY.
- 363
- Applications
- 187
- Loans originated
- 29.5%
- Denial rate
- 83 denied of 281 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 363 | 187 |
| 2024 | 294 | 135 |
| 2023 | 296 | 144 |
| 2022 | 409 | 207 |
| 2021 | 490 | 298 |
| 2020 | 479 | 288 |
| 2019 | 313 | 191 |
| 2018 | 259 | 156 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 14 | 23 |
| Stockton Mortgage Corporation | 14 | 22 |
| Truist Bank | 13 | 23 |
| US Bank, N.A. | 11 | 18 |
| Community Trust Bank, Inc. | 10 | 10 |
| Abound Federal Credit Union | 7 | 14 |
| New American Funding, LLC. | 6 | 11 |
| Farm Credit Mid-America, Aca | 5 | 5 |
| Commonwealth Federal Credit Union | 5 | 12 |
| Mortgage Research Center | 5 | 7 |
| The Lincoln National Bank of Hodgenville | 5 | 5 |
| United Wholesale Mortgage | 5 | 8 |
| Vanderbilt Mortgage and Finance, Inc | 4 | 27 |
| T2 Financial LLC | 4 | 4 |
| L&N Federal Credit Union | 4 | 5 |
| Magnolia Bank | 4 | 5 |
| Amerisave Mortgage Company | 4 | 5 |
| loanDepot.com LLC | 3 | 9 |
| South Central Bank Inc | 3 | 6 |
| Union Home Mortgage Corp. | 3 | 3 |
| Town & Country Bank and Trust Co. | 3 | 5 |
| Stock Yards Bank & Trust Company | 2 | 6 |
| Coastal Community Bank | 2 | 4 |
| Central Bank & Trust Co | 2 | 2 |
| Newrez LLC | 2 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Black or African American | 11 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 312 | 28.7% of 247 decided |
| Joint | under 10 | |
| Race Not Available | 34 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 315 | 27.9% of 247 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 37 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 130 | 22.1% of 104 decided |
| Female | 88 | 51.6% of 64 decided |
| Joint | 129 | 23.0% of 100 decided |
| Sex Not Available | 16 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1568 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved