Mortgage lending in Todd County, Kentucky
Lenders in Todd County, Kentucky reported 381 mortgage applications for 2025, according to the CFPB.
381 mortgage applications and 196 loans originated in 2025; the denial rate was 24.0% of 275 applications decided. The median loan was about $200,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Todd County, KY.
- 381
- Applications
- 196
- Loans originated
- 24.0%
- Denial rate
- 66 denied of 275 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 381 | 196 |
| 2024 | 337 | 181 |
| 2023 | 312 | 185 |
| 2022 | 379 | 215 |
| 2021 | 390 | 246 |
| 2020 | 346 | 194 |
| 2019 | 258 | 141 |
| 2018 | 234 | 117 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Stockton Mortgage Corporation | 21 | 28 |
| United Southern Bank | 19 | 25 |
| Mortgage Research Center | 11 | 18 |
| Rocket Mortgage | 9 | 14 |
| Fortera Federal Credit Union | 7 | 12 |
| Farm Credit Mid-America, Aca | 6 | 7 |
| First Community Mortgage, Inc. | 6 | 7 |
| South Central Bank Inc | 5 | 6 |
| 21ST Mortgage | 5 | 16 |
| Pennymac Loan Services LLC | 5 | 9 |
| Liberty Federal Credit Union | 4 | 6 |
| United Wholesale Mortgage | 4 | 7 |
| Freedom Mortgage Corporation | 4 | 10 |
| US Bank, N.A. | 4 | 11 |
| Vanderbilt Mortgage and Finance, Inc | 3 | 17 |
| Old National Bank | 3 | 3 |
| New American Funding, LLC. | 3 | 9 |
| Planters Bank, Inc. | 3 | 3 |
| Gershman Investment Corp. | 3 | 3 |
| Lakeview Loan Servicing, LLC | 3 | 6 |
| Magnolia Bank | 3 | 3 |
| Guaranteed Rate, Inc. | 3 | 8 |
| F&M Bank | 3 | 4 |
| Usaa Federal Savings Bank | 3 | 5 |
| FirstTrust Home Loans | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 20 | no rate: base under 50 |
| White | 304 | 22.1% of 222 decided |
| Joint | under 10 | |
| Race Not Available | 49 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 318 | 22.1% of 231 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 49 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 150 | 19.1% of 105 decided |
| Female | 68 | no rate: base under 50 |
| Joint | 135 | 24.0% of 104 decided |
| Sex Not Available | 28 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1101 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved