Mortgage lending in Magoffin County, Kentucky
Lenders in Magoffin County, Kentucky reported 263 mortgage applications for 2025, according to the CFPB.
263 mortgage applications and 60 loans originated in 2025; the denial rate was 63.4% of 194 applications decided. The median loan was about $130,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Magoffin County, KY.
- 263
- Applications
- 60
- Loans originated
- 63.4%
- Denial rate
- 123 denied of 194 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 263 | 60 |
| 2024 | 256 | 78 |
| 2023 | 208 | 55 |
| 2022 | 235 | 73 |
| 2021 | 303 | 101 |
| 2020 | 292 | 100 |
| 2019 | 237 | 71 |
| 2018 | 196 | 63 |
The largest lenders here
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | under 10 | |
| White | 232 | 62.5% of 176 decided |
| Joint | under 10 | |
| Race Not Available | 16 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 209 | 60.3% of 156 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 44 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 111 | 60.9% of 87 decided |
| Female | withheld | |
| Joint | 106 | 63.3% of 79 decided |
| Sex Not Available | under 10 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2293 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved