Mortgage lending in Hart County, Kentucky
Lenders in Hart County, Kentucky reported 798 mortgage applications for 2025, according to the CFPB.
798 mortgage applications and 494 loans originated in 2025; the denial rate was 21.9% of 667 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Hart County, KY.
- 798
- Applications
- 494
- Loans originated
- 21.9%
- Denial rate
- 146 denied of 667 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 798 | 494 |
| 2024 | 708 | 464 |
| 2023 | 664 | 394 |
| 2022 | 704 | 439 |
| 2021 | 837 | 549 |
| 2020 | 819 | 508 |
| 2019 | 450 | 257 |
| 2018 | 499 | 281 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| The Cecilian Bank | 102 | 122 |
| German American Bank | 52 | 71 |
| South Central Bank Inc | 35 | 43 |
| Peoples Bank | 29 | 54 |
| Farm Credit Mid-America, Aca | 28 | 36 |
| Rocket Mortgage | 20 | 24 |
| The Lincoln National Bank of Hodgenville | 16 | 17 |
| Abound Federal Credit Union | 15 | 28 |
| Edmonton State Bank | 15 | 24 |
| Vanderbilt Mortgage and Finance, Inc | 10 | 52 |
| Stockton Mortgage Corporation | 10 | 12 |
| Atlantic Bay Mortgage Group | 9 | 18 |
| Bank Of Buffalo | 8 | 8 |
| Liberty Federal Credit Union | 8 | 9 |
| West Point Bank | 8 | 10 |
| Pennymac Loan Services LLC | 8 | 12 |
| United Wholesale Mortgage | 7 | 13 |
| Magnolia Bank | 7 | 10 |
| Premier Lending Inc. | 5 | 5 |
| Mortgage Research Center | 5 | 15 |
| Everett Financial, Inc. | 5 | 9 |
| US Bank, N.A. | 5 | 8 |
| Community Trust Bank, Inc. | 4 | 5 |
| Newrez LLC | 4 | 6 |
| Freedom Mortgage Corporation | 4 | 12 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | 13 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 702 | 20.5% of 591 decided |
| Joint | 15 | no rate: base under 50 |
| Race Not Available | 64 | 28.3% of 53 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 708 | 20.0% of 595 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 72 | 35.7% of 56 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 246 | 25.5% of 204 decided |
| Female | 145 | 22.9% of 118 decided |
| Joint | 364 | 19.1% of 314 decided |
| Sex Not Available | 43 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2368 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved