Mortgage lending in Edmonson County, Kentucky
Lenders in Edmonson County, Kentucky reported 599 mortgage applications for 2025, according to the CFPB.
599 mortgage applications and 375 loans originated in 2025; the denial rate was 20.5% of 503 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Bowling Green, KY HUD Metro FMR Area.
- 599
- Applications
- 375
- Loans originated
- 20.5%
- Denial rate
- 103 denied of 503 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 599 | 375 |
| 2024 | 540 | 335 |
| 2023 | 530 | 334 |
| 2022 | 577 | 372 |
| 2021 | 765 | 473 |
| 2020 | 715 | 465 |
| 2019 | 501 | 320 |
| 2018 | 511 | 298 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Bank of Edmonson County | 60 | 70 |
| Rocket Mortgage | 28 | 38 |
| Abound Federal Credit Union | 19 | 35 |
| American Bank & Trust Company Inc. | 15 | 18 |
| South Central Bank Inc | 15 | 19 |
| Magnolia Bank | 15 | 16 |
| Stockton Mortgage Corporation | 13 | 15 |
| Liberty Federal Credit Union | 10 | 14 |
| United Wholesale Mortgage | 10 | 15 |
| The Cecilian Bank | 10 | 14 |
| Atlantic Bay Mortgage Group | 9 | 10 |
| Vanderbilt Mortgage and Finance, Inc | 8 | 24 |
| Bay Equity LLC | 8 | 16 |
| US Bank, N.A. | 8 | 11 |
| First Community Mortgage, Inc. | 7 | 7 |
| Mortgage Research Center | 6 | 12 |
| Peoples Bank | 6 | 15 |
| Edmonton State Bank | 5 | 7 |
| Pennymac Loan Services LLC | 5 | 11 |
| Stock Yards Bank & Trust Company | 4 | 4 |
| German American Bank | 4 | 5 |
| Farm Credit Mid-America, Aca | 4 | 5 |
| Service One Credit Union | 4 | 4 |
| Freedom Mortgage Corporation | 4 | 9 |
| L&N Federal Credit Union | 4 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 528 | 20.9% of 445 decided |
| Joint | 12 | no rate: base under 50 |
| Race Not Available | 50 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 515 | 19.7% of 437 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 66 | 31.5% of 54 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 190 | 24.3% of 152 decided |
| Female | 110 | 26.5% of 98 decided |
| Joint | 260 | 14.6% of 219 decided |
| Sex Not Available | 39 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1395 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved