Mortgage lending in Daviess County, Kentucky
Lenders in Daviess County, Kentucky reported 3,489 mortgage applications for 2025, according to the CFPB.
3,489 mortgage applications and 2,345 loans originated in 2025; the denial rate was 17.7% of 2,961 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Owensboro, KY MSA.
- 3,489
- Applications
- 2,345
- Loans originated
- 17.7%
- Denial rate
- 525 denied of 2,961 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,489 | 2,345 |
| 2024 | 3,369 | 2,251 |
| 2023 | 3,202 | 2,061 |
| 2022 | 4,453 | 3,008 |
| 2021 | 6,240 | 4,410 |
| 2020 | 6,135 | 4,296 |
| 2019 | 4,150 | 2,875 |
| 2018 | 3,685 | 2,473 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Liberty Federal Credit Union | 664 | 805 |
| Independence Bank of Kentucky | 208 | 241 |
| US Bank, N.A. | 139 | 216 |
| United Wholesale Mortgage | 126 | 155 |
| Rocket Mortgage | 107 | 139 |
| South Central Bank Inc | 105 | 128 |
| German American Bank | 99 | 122 |
| Old National Bank | 97 | 135 |
| Acrisure Mortgage, LLC | 63 | 68 |
| Fifth Third Bank, National Association | 61 | 99 |
| Truist Bank | 47 | 93 |
| Mortgage Research Center | 29 | 64 |
| Pennymac Loan Services LLC | 28 | 53 |
| Heritage Federal Credit Union | 25 | 40 |
| New American Funding, LLC. | 25 | 36 |
| JPMorgan Chase Bank, NA | 25 | 41 |
| Churchill Mortgage Corporation | 23 | 25 |
| PNC Bank N.A. | 21 | 37 |
| Peoples Bank | 18 | 26 |
| Abound Federal Credit Union | 16 | 24 |
| Freedom Mortgage Corporation | 16 | 38 |
| Primary Residential Mortgage, INC. | 15 | 20 |
| First United Bank & Trust Company | 15 | 16 |
| Farm Credit Mid-America, Aca | 14 | 16 |
| loanDepot.com LLC | 14 | 28 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 15 | no rate: base under 50 |
| Asian | 87 | 13.3% of 75 decided |
| Black or African American | 100 | 22.5% of 80 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,878 | 16.8% of 2,455 decided |
| 2 or more minority races | under 10 | |
| Joint | 51 | no rate: base under 50 |
| Race Not Available | 350 | 20.8% of 289 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 84 | 32.8% of 67 decided |
| Not Hispanic or Latino | 3,020 | 16.7% of 2,577 decided |
| Joint | 29 | no rate: base under 50 |
| Ethnicity Not Available | 356 | 20.1% of 289 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,158 | 19.4% of 964 decided |
| Female | 718 | 20.2% of 604 decided |
| Joint | 1,338 | 14.6% of 1,165 decided |
| Sex Not Available | 275 | 20.2% of 228 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1750 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved