Mortgage lending in Christian County, Kentucky
Lenders in Christian County, Kentucky reported 2,348 mortgage applications for 2025, according to the CFPB.
2,348 mortgage applications and 1,363 loans originated in 2025; the denial rate was 21.2% of 1,850 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Clarksville, TN-KY HUD Metro FMR Area.
- 2,348
- Applications
- 1,363
- Loans originated
- 21.2%
- Denial rate
- 392 denied of 1,850 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,348 | 1,363 |
| 2024 | 2,110 | 1,283 |
| 2023 | 1,933 | 1,179 |
| 2022 | 2,499 | 1,492 |
| 2021 | 2,952 | 1,960 |
| 2020 | 2,559 | 1,612 |
| 2019 | 1,999 | 1,252 |
| 2018 | 1,898 | 1,144 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Planters Bank, Inc. | 161 | 162 |
| Mortgage Research Center | 146 | 240 |
| Fortera Federal Credit Union | 101 | 179 |
| Rocket Mortgage | 72 | 98 |
| United Southern Bank | 69 | 75 |
| United Wholesale Mortgage | 62 | 95 |
| Stockton Mortgage Corporation | 53 | 90 |
| Guaranteed Rate, Inc. | 46 | 75 |
| Freedom Mortgage Corporation | 42 | 77 |
| Renasant Bank | 40 | 45 |
| New American Funding, LLC. | 36 | 57 |
| Truist Bank | 31 | 52 |
| Navy Federal Credit Union | 29 | 70 |
| Farm Credit Mid-America, Aca | 27 | 35 |
| US Bank, N.A. | 25 | 62 |
| Pennymac Loan Services LLC | 24 | 64 |
| Magnolia Bank | 17 | 22 |
| Legacy Home Loans, LLC | 16 | 25 |
| Kiavi Funding, Inc. | 16 | 22 |
| First Financial Bank NA | 15 | 27 |
| Southwest Funding LP | 14 | 17 |
| Newrez LLC | 14 | 28 |
| First Southern National Bank | 13 | 14 |
| First Community Mortgage, Inc. | 12 | 15 |
| Gershman Investment Corp. | 11 | 21 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 26 | no rate: base under 50 |
| Black or African American | 308 | 31.4% of 248 decided |
| Native Hawaiian or Other Pacific Islander | 11 | no rate: base under 50 |
| White | 1,510 | 20.3% of 1,214 decided |
| 2 or more minority races | under 10 | |
| Joint | 47 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 432 | 15.8% of 316 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 136 | 33.3% of 96 decided |
| Not Hispanic or Latino | 1,731 | 21.4% of 1,395 decided |
| Joint | withheld | |
| Ethnicity Not Available | 430 | 15.5% of 317 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 957 | 23.4% of 731 decided |
| Female | 410 | 27.2% of 338 decided |
| Joint | 699 | 17.9% of 574 decided |
| Sex Not Available | 282 | 12.6% of 207 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1251 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved