Mortgage lending in Bullitt County, Kentucky
Lenders in Bullitt County, Kentucky reported 4,201 mortgage applications for 2025, according to the CFPB.
4,201 mortgage applications and 2,601 loans originated in 2025; the denial rate was 20.9% of 3,451 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Louisville, KY-IN HUD Metro FMR Area.
- 4,201
- Applications
- 2,601
- Loans originated
- 20.9%
- Denial rate
- 722 denied of 3,451 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 4,201 | 2,601 |
| 2024 | 3,764 | 2,240 |
| 2023 | 3,741 | 2,212 |
| 2022 | 4,839 | 2,869 |
| 2021 | 7,450 | 4,796 |
| 2020 | 7,333 | 4,809 |
| 2019 | 4,955 | 3,136 |
| 2018 | 4,257 | 2,592 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 153 | 199 |
| Rocket Mortgage | 144 | 203 |
| L&N Federal Credit Union | 143 | 176 |
| Victory Mortgage, LLC | 113 | 130 |
| Stock Yards Bank & Trust Company | 112 | 176 |
| PNC Bank N.A. | 95 | 155 |
| First Harrison Bank | 86 | 109 |
| Fifth Third Bank, National Association | 79 | 142 |
| Northpointe Bank | 78 | 120 |
| Republic Bank & Trust | 70 | 111 |
| Park Community Credit Union | 65 | 101 |
| Abound Federal Credit Union | 58 | 80 |
| Wesbanco Bank, Inc. | 49 | 62 |
| Fairway Independent Mort Corp | 47 | 65 |
| Pennymac Loan Services LLC | 47 | 85 |
| Interlinc Mortgage Services, LLC | 42 | 50 |
| Ark-LA-Tex Financial Services LLC | 37 | 47 |
| Mortgage Research Center | 36 | 72 |
| Freedom Mortgage Corporation | 36 | 75 |
| Kind Lending, LLC | 34 | 45 |
| Everett Financial, Inc. | 30 | 55 |
| US Bank, N.A. | 30 | 52 |
| Triad Financial Services, Inc. | 29 | 93 |
| Pike Creek Mortgage Services, Inc. | 28 | 34 |
| Magnolia Bank | 26 | 35 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 18 | no rate: base under 50 |
| Asian | 28 | no rate: base under 50 |
| Black or African American | 113 | 36.2% of 94 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 3,532 | 19.9% of 2,929 decided |
| 2 or more minority races | under 10 | |
| Joint | 65 | 23.2% of 56 decided |
| Race Not Available | 436 | 23.4% of 325 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 159 | 22.2% of 135 decided |
| Not Hispanic or Latino | 3,523 | 20.0% of 2,926 decided |
| Joint | withheld | |
| Ethnicity Not Available | 470 | 28.0% of 346 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,358 | 23.1% of 1,103 decided |
| Female | 888 | 24.5% of 734 decided |
| Joint | 1,702 | 16.7% of 1,424 decided |
| Sex Not Available | 253 | 25.8% of 190 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 998 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved