Mortgage lending in Barren County, Kentucky
Lenders in Barren County, Kentucky reported 1,742 mortgage applications for 2025, according to the CFPB.
1,742 mortgage applications and 1,075 loans originated in 2025; the denial rate was 22.4% of 1,435 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Barren County, KY.
- 1,742
- Applications
- 1,075
- Loans originated
- 22.4%
- Denial rate
- 321 denied of 1,435 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,742 | 1,075 |
| 2024 | 1,505 | 901 |
| 2023 | 1,525 | 916 |
| 2022 | 1,786 | 1,125 |
| 2021 | 2,195 | 1,458 |
| 2020 | 2,302 | 1,577 |
| 2019 | 1,443 | 948 |
| 2018 | 1,409 | 857 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| South Central Bank Inc | 206 | 244 |
| Edmonton State Bank | 172 | 239 |
| Atlantic Bay Mortgage Group | 62 | 83 |
| Rocket Mortgage | 51 | 76 |
| Abound Federal Credit Union | 45 | 70 |
| US Bank, N.A. | 44 | 65 |
| German American Bank | 35 | 50 |
| Mortgage Research Center | 25 | 31 |
| United Wholesale Mortgage | 23 | 28 |
| Everett Financial, Inc. | 23 | 38 |
| Ross Mortgage Corporation | 21 | 29 |
| The Cecilian Bank | 20 | 21 |
| Stockton Mortgage Corporation | 15 | 21 |
| Truist Bank | 15 | 41 |
| Peoples Bank | 14 | 29 |
| Liberty Federal Credit Union | 13 | 16 |
| Pennymac Loan Services LLC | 13 | 41 |
| First Community Mortgage, Inc. | 11 | 13 |
| Farm Credit Mid-America, Aca | 10 | 18 |
| Freedom Mortgage Corporation | 10 | 25 |
| Vanderbilt Mortgage and Finance, Inc | 9 | 118 |
| Magnolia Bank | 9 | 13 |
| Click n' Close, Inc. | 8 | 9 |
| Franklin Bank & Trust Company | 8 | 8 |
| loanDepot.com LLC | 8 | 10 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 32 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,506 | 21.9% of 1,242 decided |
| 2 or more minority races | under 10 | |
| Joint | 22 | no rate: base under 50 |
| Race Not Available | 162 | 22.6% of 133 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 34 | no rate: base under 50 |
| Not Hispanic or Latino | 1,495 | 21.3% of 1,242 decided |
| Joint | 14 | no rate: base under 50 |
| Ethnicity Not Available | 199 | 26.9% of 156 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 542 | 24.0% of 437 decided |
| Female | 394 | 28.3% of 314 decided |
| Joint | 677 | 18.5% of 578 decided |
| Sex Not Available | 129 | 18.9% of 106 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1976 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved