Mortgage lending in Woodford County, Illinois
Lenders in Woodford County, Illinois reported 1,279 mortgage applications for 2025, according to the CFPB.
1,279 mortgage applications and 865 loans originated in 2025; the denial rate was 16.8% of 1,074 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Peoria, IL MSA.
- 1,279
- Applications
- 865
- Loans originated
- 16.8%
- Denial rate
- 180 denied of 1,074 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,279 | 865 |
| 2024 | 1,008 | 715 |
| 2023 | 1,008 | 695 |
| 2022 | 1,322 | 972 |
| 2021 | 2,089 | 1,568 |
| 2020 | 2,446 | 1,890 |
| 2019 | 1,392 | 1,034 |
| 2018 | 1,260 | 934 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Citizens Equity First Credit U | 159 | 217 |
| Goodfield State Bank | 126 | 128 |
| Morton Community Bank | 82 | 102 |
| Flat Branch Mortgage, Inc. | 51 | 59 |
| Rocket Mortgage | 33 | 46 |
| Flanagan State Bank | 29 | 36 |
| First State Mortgage Services | 29 | 32 |
| United Wholesale Mortgage | 25 | 36 |
| Heartland Bank & Trust Company | 25 | 32 |
| US Bank, N.A. | 23 | 30 |
| PNC Bank N.A. | 17 | 26 |
| MLD Mortgage, Inc.dba the Money Store | 16 | 21 |
| Synergy One Lending, Inc. | 13 | 14 |
| Newrez LLC | 12 | 27 |
| Busey Bank | 12 | 14 |
| Compeer Financial | 10 | 14 |
| New American Funding, LLC. | 9 | 16 |
| Ixonia Bank | 9 | 9 |
| Better Banks | 7 | 7 |
| 21ST Mortgage | 7 | 45 |
| Commerce Bank | 7 | 14 |
| Pennymac Loan Services LLC | 7 | 10 |
| loanDepot.com LLC | 6 | 12 |
| Mortgage Research Center | 6 | 11 |
| Illinois State Credit Union | 6 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 10 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,103 | 16.0% of 935 decided |
| 2 or more minority races | under 10 | |
| Joint | 20 | no rate: base under 50 |
| Race Not Available | 136 | 16.7% of 108 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 16 | no rate: base under 50 |
| Not Hispanic or Latino | 1,088 | 16.1% of 924 decided |
| Joint | 17 | no rate: base under 50 |
| Ethnicity Not Available | 158 | 18.0% of 122 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 436 | 18.9% of 359 decided |
| Female | 227 | 31.8% of 192 decided |
| Joint | 516 | 9.2% of 446 decided |
| Sex Not Available | 100 | 13.0% of 77 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1941 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved