Mortgage lending in Williamson County, Illinois
Lenders in Williamson County, Illinois reported 1,888 mortgage applications for 2025, according to the CFPB.
1,888 mortgage applications and 1,127 loans originated in 2025; the denial rate was 20.3% of 1,505 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Williamson County, IL.
- 1,888
- Applications
- 1,127
- Loans originated
- 20.3%
- Denial rate
- 306 denied of 1,505 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,888 | 1,127 |
| 2024 | 1,915 | 1,119 |
| 2023 | 1,728 | 1,086 |
| 2022 | 2,290 | 1,366 |
| 2021 | 3,102 | 2,000 |
| 2020 | 2,985 | 2,041 |
| 2019 | 2,092 | 1,334 |
| 2018 | 1,967 | 1,227 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Guild Mortgage Company | 117 | 132 |
| Rocket Mortgage | 76 | 116 |
| Farmers State Bank of Alto Pass | 76 | 91 |
| US Bank, N.A. | 69 | 115 |
| Premier Mortgage Resources, LLC | 65 | 93 |
| FirstTrust Home Loans | 58 | 68 |
| Mortgage Research Center | 50 | 84 |
| SIU Credit Union | 38 | 62 |
| Fifth Third Bank, National Association | 35 | 63 |
| Peoples National Bank, N.A. | 30 | 45 |
| The Bank of Herrin | 30 | 34 |
| Nations Direct Mortgage, LLC | 28 | 35 |
| Regions Bank | 27 | 55 |
| First Mid Bank and Trust, NA | 25 | 32 |
| Banterra Bank | 23 | 55 |
| United Wholesale Mortgage | 22 | 34 |
| Gershman Investment Corp. | 20 | 30 |
| Flat Branch Mortgage, Inc. | 18 | 31 |
| Freedom Mortgage Corporation | 17 | 32 |
| Pennymac Loan Services LLC | 15 | 31 |
| Legence Bank | 14 | 19 |
| Nationstar Mortgage | 12 | 14 |
| Guaranteed Rate, Inc. | 12 | 25 |
| Navy Federal Credit Union | 10 | 21 |
| Crosscountry Mortgage, LLC | 10 | 13 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 14 | no rate: base under 50 |
| Asian | 32 | no rate: base under 50 |
| Black or African American | 69 | 42.6% of 54 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,505 | 18.6% of 1,212 decided |
| 2 or more minority races | under 10 | |
| Joint | 34 | no rate: base under 50 |
| Race Not Available | 229 | 23.2% of 177 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 34 | no rate: base under 50 |
| Not Hispanic or Latino | 1,559 | 19.0% of 1,261 decided |
| Joint | 22 | no rate: base under 50 |
| Ethnicity Not Available | 273 | 27.5% of 204 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 647 | 22.9% of 510 decided |
| Female | 433 | 21.3% of 333 decided |
| Joint | 640 | 15.7% of 529 decided |
| Sex Not Available | 168 | 26.3% of 133 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1940 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved