Mortgage lending in Will County, Illinois
Lenders in Will County, Illinois reported 28,315 mortgage applications for 2025, according to the CFPB.
28,315 mortgage applications and 16,624 loans originated in 2025; the denial rate was 21.6% of 22,349 applications decided. The median loan was about $255,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Chicago-Joliet-Naperville, IL HUD Metro FMR Area.
- 28,315
- Applications
- 16,624
- Loans originated
- 21.6%
- Denial rate
- 4,829 denied of 22,349 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 28,315 | 16,624 |
| 2024 | 25,473 | 14,717 |
| 2023 | 22,380 | 12,866 |
| 2022 | 30,643 | 18,213 |
| 2021 | 58,054 | 38,796 |
| 2020 | 58,778 | 39,528 |
| 2019 | 36,287 | 23,117 |
| 2018 | 29,937 | 18,219 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 1,042 | 1,399 |
| Rocket Mortgage | 1,008 | 1,379 |
| Guaranteed Rate, Inc. | 946 | 1,598 |
| JPMorgan Chase Bank, NA | 645 | 975 |
| BMO Harris Bank NA | 589 | 1,048 |
| Crosscountry Mortgage, LLC | 373 | 608 |
| loanDepot.com LLC | 361 | 561 |
| Pulte Mortgage LLC | 360 | 519 |
| American Pacific Mortgage Corporation | 342 | 424 |
| PNC Bank N.A. | 332 | 610 |
| Fifth Third Bank, National Association | 330 | 646 |
| US Bank, N.A. | 306 | 695 |
| Huntington National Bank | 305 | 583 |
| Fairway Independent Mort Corp | 296 | 443 |
| Greenstate Credit Union | 293 | 405 |
| Old National Bank | 291 | 494 |
| Lennar Mortgage, LLC | 261 | 319 |
| The Loan Store, Inc | 249 | 298 |
| NuMark Credit Union | 219 | 349 |
| First American Bank | 199 | 349 |
| Nationstar Mortgage | 198 | 314 |
| Pennymac Loan Services LLC | 196 | 399 |
| Bank of America NA | 186 | 499 |
| Guild Mortgage Company | 184 | 269 |
| Newrez LLC | 173 | 518 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 164 | 32.2% of 118 decided |
| Asian | 3,185 | 17.6% of 2,499 decided |
| Black or African American | 2,627 | 33.5% of 1,973 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 17,114 | 19.3% of 13,938 decided |
| 2 or more minority races | 64 | 39.2% of 51 decided |
| Joint | 450 | 12.0% of 358 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 4,681 | 27.3% of 3,387 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 4,040 | 27.4% of 3,167 decided |
| Not Hispanic or Latino | 19,496 | 19.6% of 15,667 decided |
| Joint | withheld | |
| Ethnicity Not Available | 3,988 | 27.4% of 2,870 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 11,111 | 23.1% of 8,752 decided |
| Female | 5,855 | 26.0% of 4,630 decided |
| Joint | 9,195 | 15.7% of 7,480 decided |
| Sex Not Available | 2,154 | 28.8% of 1,487 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 537 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved