Mortgage lending in Warren County, Illinois
Lenders in Warren County, Illinois reported 291 mortgage applications for 2025, according to the CFPB.
291 mortgage applications and 176 loans originated in 2025; the denial rate was 21.1% of 237 applications decided. The median loan was about $95,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Warren County, IL.
- 291
- Applications
- 176
- Loans originated
- 21.1%
- Denial rate
- 50 denied of 237 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 291 | 176 |
| 2024 | 265 | 165 |
| 2023 | 290 | 176 |
| 2022 | 254 | 158 |
| 2021 | 399 | 279 |
| 2020 | 455 | 312 |
| 2019 | 331 | 224 |
| 2018 | 313 | 199 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Midwest Bank | 42 | 48 |
| CBI Bank & Trust | 13 | 16 |
| I H Mississippi Valley Credit Union | 13 | 26 |
| Mortgage Research Center | 9 | 18 |
| Rocket Mortgage | 9 | 13 |
| New American Funding, LLC. | 6 | 10 |
| Morton Community Bank | 5 | 6 |
| Greenstate Credit Union | 5 | 8 |
| First Mid Bank and Trust, NA | 5 | 7 |
| United Community Bank | 4 | 4 |
| Inb, National Association | 4 | 6 |
| United Wholesale Mortgage | 4 | 6 |
| Flat Branch Mortgage, Inc. | 3 | 4 |
| Guaranteed Rate, Inc. | 3 | 7 |
| MLD Mortgage, Inc.dba the Money Store | 2 | 2 |
| loanDepot.com LLC | 2 | 4 |
| Compeer Financial | 2 | 4 |
| Ruhl Mortgage LLC | 2 | 3 |
| Nationstar Mortgage | 2 | 3 |
| New Day Financial, LLC. | 2 | 5 |
| Citizens Equity First Credit U | 2 | 4 |
| Wells Fargo Bank NA | 2 | 2 |
| PHH Mortgage Corporation | 2 | 2 |
| BankORION | 1 | 1 |
| Empeople Credit Union | 1 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 10 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 248 | 22.0% of 200 decided |
| Joint | under 10 | |
| Race Not Available | 26 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 246 | 20.3% of 197 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 30 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 109 | 19.5% of 87 decided |
| Female | 70 | 25.9% of 58 decided |
| Joint | 89 | 19.2% of 73 decided |
| Sex Not Available | 23 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2745 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved