Mortgage lending in Union County, Illinois
Lenders in Union County, Illinois reported 310 mortgage applications for 2025, according to the CFPB.
310 mortgage applications and 173 loans originated in 2025; the denial rate was 23.0% of 239 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Union County, IL.
- 310
- Applications
- 173
- Loans originated
- 23.0%
- Denial rate
- 55 denied of 239 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 310 | 173 |
| 2024 | 263 | 131 |
| 2023 | 255 | 133 |
| 2022 | 268 | 139 |
| 2021 | 418 | 273 |
| 2020 | 409 | 256 |
| 2019 | 288 | 165 |
| 2018 | 272 | 151 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| FirstTrust Home Loans | 20 | 22 |
| Rocket Mortgage | 19 | 26 |
| Southern Bank | 17 | 26 |
| SIU Credit Union | 10 | 12 |
| Farmers State Bank of Alto Pass | 8 | 10 |
| Guild Mortgage Company | 7 | 10 |
| Mortgage Research Center | 7 | 17 |
| Pennymac Loan Services LLC | 7 | 9 |
| US Bank, N.A. | 6 | 14 |
| Premier Mortgage Resources, LLC | 5 | 6 |
| Gershman Investment Corp. | 5 | 6 |
| Navy Federal Credit Union | 3 | 7 |
| 21ST Mortgage | 3 | 10 |
| JPMorgan Chase Bank, NA | 3 | 4 |
| The Peoples State Bank of Newton | 2 | 2 |
| Member First Mortgage, LLC | 2 | 2 |
| First State Bank of ST Charles | 2 | 2 |
| New American Funding, LLC. | 2 | 6 |
| Flat Branch Mortgage, Inc. | 2 | 4 |
| Legence Bank | 2 | 2 |
| Peoples National Bank, N.A. | 2 | 2 |
| Village Capital & Investment | 2 | 2 |
| Crosscountry Mortgage, LLC | 2 | 3 |
| First Mid Bank and Trust, NA | 2 | 2 |
| Amerisave Mortgage Company | 2 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | under 10 | |
| White | 265 | 20.3% of 207 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 27 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 261 | 21.2% of 203 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 33 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 115 | 32.2% of 90 decided |
| Female | 67 | no rate: base under 50 |
| Joint | 109 | 13.8% of 87 decided |
| Sex Not Available | 19 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2330 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved