Mortgage lending in Stark County, Illinois

Lenders in Stark County, Illinois reported 129 mortgage applications for 2025, according to the CFPB.

129 mortgage applications and 96 loans originated in 2025; the denial rate was 14.2% of 120 applications decided. The median loan was about $80,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Peoria, IL MSA.

129
Applications: 96
Loans originated: 14.2%
Denial rate: 17 denied of 120 applications decided.

Every year

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Mortgage applications and loans originated in Stark County, Illinois, by year
Year	Applications	Originated	Denied
2025	129	96	17
2024	118	83	12
2023	142	85	28
2022	110	75	18
2021	168	121	19
2020	199	126	43
2019	145	108	21
2018	121	79	29

The largest lenders here

Lenders in Stark County, Illinois by loans originated, 2025
Lender	Originated	Applications
State Bank of Toulon	23	23
Morton Community Bank	12	14
Citizens Equity First Credit U	7	11
Community Banc Mortgage Corp	6	6
Flat Branch Mortgage, Inc.	5	5
Better Banks	4	4
MLD Mortgage, Inc.dba the Money Store	4	4
New American Funding, LLC.	3	3
Rocket Mortgage	3	7
Peoples National Bank of Kewanee	3	3
Community State Bank	2	2
Union Federal Savings and Loan	2	2
CBI Bank & Trust	2	7
I H Mississippi Valley Credit Union	2	2
Mortgage Research Center	2	2
United Wholesale Mortgage	2	2
PNC Bank N.A.	2	2
Figure Lending LLC	1	2
Coastal Community Bank	1	2
Planet Home Lending, LLC	1	1
American B&T C, N.A.	1	1
Compeer Financial	1	1
Newrez LLC	1	3
Freedom Mortgage Corporation	1	3
Busey Bank	1	1

Applications by race, ethnicity and sex, 2025

By race, Stark County, Illinois: applications and denial rate
Category	Applications	Denial rate
Asian	under 10
Black or African American	under 10
White	113	14.1% of 106 decided
Race Not Available	14	no rate: base under 50

By ethnicity, Stark County, Illinois: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	under 10
Not Hispanic or Latino	102	14.6% of 96 decided
Joint	under 10
Ethnicity Not Available	17	no rate: base under 50

By sex, Stark County, Illinois: applications and denial rate
Category	Applications	Denial rate
Male	59	17.0% of 53 decided
Female	21	no rate: base under 50
Joint	38	no rate: base under 50
Sex Not Available	11	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 2813 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026